Manage Your Portfolio with Balanced Funds

Mutual fund investment has become a preferable choice for every investor in the market these days. Due to its nature of providing diversification to the invested amount, it aims to minimise the associated risks and provides highest returns. But, one cannot be perfect in all aspects and thus by introducing the balanced funds, the mutual fund has tried sorting out the issues regarding market volatility. Although the investments made in the mutual fund schemes are prone to market volatility which causes market-based fluctuations on the investment value but, balanced funds help in minimising the same.

As we all know that, putting funds into different schemes helps in minimising the risk. Similarly, the balanced funds by putting monies into equities and debt instruments on a proportionate basis, provide wide diversification to the funds. Furthermore, they offer dual benefits of regular and stable income with capital appreciation and long-term growth of the investments.

The best balanced funds help in countering the market volatility in an efficient manner and thus assure high-yielding returns. There is a saying that goes, “Balancing your money is the key to having enough.” So, it is crucial to maintaining the money in a balanced way so as to achieve all that we desire and the investment in the balanced funds can help you in attaining the same.

There lies major benefits that are offered by investments made in a balanced fund. Hereunder are mentioned some of the important features of the same:

• Countering volatility by diversifying the money into various schemes of varied categories.
• Maintaining the portfolio in a balanced way to provide the dual benefits of returns and growth.
• Reducing associated risk by diversification of funds.
• Offering high-yields and regular income.
• Providing future growth with capital appreciation.

Hence, an investor who has the desire of earning better returns and want to get associated with a well-maintained investment procedure can opt for the schemes falling under the balanced funds.

As they say, “When money realises that it is in good hands, it wants to stay and multiply in those hands.” So, you need to put the monies in such mutual fund investments where they get the opportunity of being multiplied and create wealth for your future.

Thus, if you too desire to create a huge wealth for the future and experience the life full of luxury and pleasure, then the balanced fund is the best alternative for your investment in mutual funds.

To take the best investment decision, you can avail the services of My SIP Online which is indulged in providing online investment solutions to its clients.

Being Together is Being Beneficial- Well Proved by Mutual Funds

We are very familiar with the saying that, if everyone moves together, then success takes care of itself. This phrase has been proved correct in the case of mutual funds as well.

As Vincent Van Gogh says, “Great things are done with series of small things brought together”, similarly, mutual funds aim at achieving never expected higher returns with little funds of many investors pooled together.

Mutual fund investment diversifies the accumulated funds of investors into different investment projects. With this, the risk and return associated with the projects get diversified, and the investor becomes less prone to uncertainty. So accordingly, MF is very beneficial to the investors of a different class. 

In India, investing in mutual funds is still a question mark and has not gained a good ground, as the people are not aware of the advantages of MF.

The mutual funds investment provides several benefits viz.:

• Manage inflation
• Expertise
• Convenience
• Economical
• Diversification
• Liquidity
• High returns
• Safe & transparent
• Tax benefits

When it comes to take a decision of investing in mutual funds, there are certain things we should keep in mind, i.e., 

Aim of investment: We must know the objective of our investment, i.e., whether to earn high returns or to reduce risk or both. This would be helpful while selecting the schemes of mutual funds investment.  

Forms of investment in mutual funds: There are two ways to invest in mutual funds either by lump sum payments or by making periodic payments (SIP mutual fund).

Choosing the scheme: Out of the various schemes provided, we have to choose the best one suitable for us, as per our objectives.

Duration for investment: Tenure for our investment also have to be decided,i.e., to invest for a short, medium or long-term period.

Modes of investing in MF: Investment in mutual funds can be made either online or offline. As per our convenience, we can choose either the online mutual fund or offline.

In the past years, mutual funds have shown better growth models in the investment market. It is proved to be so beneficial to the investors and has made the saying true that “Alone we can do so little; together we can do so much”.

With just a small amount of contribution, we can become the part of a big investment plan under mutual funds and can make a lot of money for our future.

If you are also planning to make investments, you must before going further, consider the mutual fund investment plans. I can assure, you will find much more than what you are looking for.

To get the answers to various other questions you can visit My SIP Online, where you will find a solution for every aspect related to investment plans in mutual funds.

Fasten Your Investments with Debts Funds

We feel financially secure when we earn a fixed amount of income. To meet the routine expenses or for some other reason, we require ready cash always. In the case of investment as well, we desire to get regular and stable income. 

There is a varied class of investors who have different investment goals. Some want capital appreciation, some wealth creation while some want a consistent return. To fulfil the goals of investment, we make different choices to invest our monies. The debt funds are those assets of the mutual fund schemes that derive a regular or fixed returns.

In the case of mutual fund programme, the fund manager pools the money of various investors and invest the same into diversified investment plans. Debt funds are one of the asset categories in mutual fund investment, wherein the pooled sum of money is invested in various debt instruments which fetch fixed returns.

Before going further in the investment procedure, we must know our goals to take an accurate decision. The investors who desire to fetch good returns during a short span of time can put their monies into the short-term debt funds. The investors who do not want to indulge in rigid investment structure can opt the short-term debt funds.

Various benefits attached with debt funds are stated below:

1. Security of Capital: As the money put in debt funds is further invested in the debt instruments or bonds of the company, they are less prone to market volatility.

2. Higher Returns: Though in the case of mutual fund investment, the returns are subject to market risk, but an investor can opt for less volatile debt funds to invest in their monies so as to fetch high yield. 

3. Liquidity: The short-term debt funds provide open-ended schemes that offer easy cash convertibility without any lock-in period.

4. Professional Management: The schemes under debt funds are designed and managed by highly experienced professionals who assure proper administration for the same.

5. Returns in Form of Interest: An individual can put money into the fixed deposit accounts to fetch regular interest. The debt funds provide much higher returns which are nothing but the interest amount generated from an investment made in the debt instruments.

Accordingly, an investor can attain a secure investment with aspiring returns by putting monies into debt funds.

In the case of mutual fund investments, the debt funds always provide the favourable results fulfilling the desires of the investors. The first and foremost thing that we want is the security of the funds, as we put the hard-earned monies into the investments and we never think to lose such corpus. The short-term debt funds offer such security with a regular and fixed income.

One can put monies into the debt funds using the online mode of investment as well that would be helpful in reducing the paper work involved. Also, a strong investment decision can be taken by using such tools which are generated to provide ease to the investors. 

So if you too desire to put money into debt funds, you can buy them online using the services offered by My SIP Online which has a team of experts indulged in providing the best investment services.