Wednesday 19 October 2016

Four Benefits of Investing with Franklin Templeton Mutual Fund

Whenever one thinks of making an investment in the mutual funds, one needs to know the advantages of the same. The most important decision at the time of investing is choosing the right fund house, because the manager of the funds needs to be smart enough to handle the capital in the most effective manner. Thus, one must opt for the best AMC to make a productive investment for a promising future.

Franklin Templeton Mutual Fund is among the best-performing fund houses in India, which has been offering remarkable investment strategies as per the varied requirements of the investors. There are several benefits that an investor can attain by putting his/her hard-earned money into the schemes designed by Franklin Templeton Mutual Funds. Some of them are:

1. High Profits with Minimised Risk: The most important criterion for choosing an investment scheme is how much profit we shall earn. The schemes of Franklin MF are designed in a well-diversified manner in order to minimise the exposure towards risk. Furthermore, the portfolios include the holdings which are among the top entities of the country and thus ensures yielding of higher profits. The investors can earn the expected growth by putting their money into its schemes.

2. Expertise and Proficiency: The fund managers of Franklin Templeton MF are having vast experience in the field of fund management and mutual fund planning. They make sure that the schemes designed entail the aspiring return and for that, they keep reviewing their strategies to make them more proficient for yielding better returns.

3. Effective Management: Franklin Templeton Mutual Funds have been incorporated under the Indian statute and is a registered entity with SEBI. Henceforth, the investors need not worry about the management of their capital, as Franklin MF complies with the norms of AMFI and SEBI and ensures effective utilisation of the funds to offer the aspired returns.

4. Systematic Investment Plan: In order to make the investment easier and convenient, Franklin Templeton MF offers the SIP plans as well. With this, investors get the option of investing via monthly instalments without bearing the burden of paying a corpus at once. This strategy builds a regular investor in oneself and helps one attain the investment goals with ease.

Accordingly, one can achieve one’s set financial targets by making a right choice of investing in the scheme of Franklin Templeton Mutual Fund. It also provides an option for making an investment by opting for any of the online platforms.

My SIP Online can help you in the best manner in this regard. It has different online solutions which include SIP Calculator as well. Investors can use the same and take an informed decision to achieve success in investment. You must get associated with us at My SIP Online to avail the best experience of investing online in Franklin Templeton Mutual Fund.

Wednesday 12 October 2016

Securitize Your Investment with Debt Mutual Funds

The prime reason for the investors regarding non investment is rigidity. Not everyone desires for fixing the money at one place and hence, do not wish for investing the same. But, have you ever tried sorting out this concern? Have you ever looked out for its solution? If not, then you surely are lagging behind in availing several benefits. Yes, the debt mutual funds provide an extreme advantage to the investors who are seeking investments in the non-rigid structure to earn better returns along with securitizing their funds.



So, let us first understand, what securitization is all about. Generally speaking, it is a process by which the assets are converted into money market instruments so as to assure easy cash convertibility as per the convenience of the owner. In the context of long-term debt funds, the assets, i.e., the capital of investors is put into such debt instruments which are open-ended by nature and offer liquidity to the investors.

Accordingly, by putting the money in the mutual fund debt schemes, the investors need not wait for the maturity of the plans and can redeem their cash as and when required with some extra earnings. Many of us believe in putting the money in the fixed deposit schemes or savings account of banks, but when you have the option for earning sound returns, then why not take the benefit of the same.

Uncertainty is the part of everyone’s life, and at that time, money plays a crucial role. We feel secure and sound to face that period. By investing the hard-earned money in the mutual funds’ debt schemes, you can make a foolproof strategy to face every tough situation in life. By providing flexibility and liquidity, it aims to fulfil the instant cash requirements of the investors.

Furthermore, there are multiple factors which make long-term debt funds more reliable for the investors. They include:

  1. Tax exemptions in the case of investment held for more than three years.
  2. There is no tax deduction at source, and hence the investors fetch the complete amount of returns earned on their investments.
  3. The returns are completely linked to market and thus offer substantial returns at the time of market hikes.
  4. One has the option of investing in the schemes of debt funds via SIP investment plans as well.
  5. The cost associated with an investment in the debt mutual funds are comparatively lower and does not put the burden on the investor.

So, if you feel you too need securitization of your money, then you must choose debt mutual funds for your portfolio. We, at My SIP Online, have various solutions to cater all your investment-related needs, so as to assure financial stability in your life.