Revamp Your Wealth by Investing in These Top Performing Mutual Funds

For realizing your lives' dreams, it is essential to draw a well-lit financial plan that apart from magnifying your riches, can ensure monetary security. Investments in the best mutual funds can increase the chances of achieving your financial goals, as those schemes are carefully designed on the basis of various market factors. Some people try to track the market trends and wait for the right time to park their money even when they are investing in the top performing mutual funds in India, which weakens the prospects of their wealth to prosper and blow gold. In this article, you'll get your knowledge strengthened for devising proper investment avenues and be able to get acquainted with various market intricacies.

What Are the Top Performing Mutual Funds?  

The top mutual funds are tabbed on the basis of their performance track record and the continuity in providing decent returns overtime. The following are some best-performing mutual funds to invest in India that have been shortlisted on the basis their remarkable conduct in the market and will be a great help in making wiser investment decisions.

1. L&T Emerging Businesses Fund (G) : It is an open-ended growth investment plan of the small-cap category that caters the needs of the investors seeking financial control, capital appreciation, and consistent returns. Together with an NAV of Rs. 27.1 as on 1st December 2017, and assets managed to the tune of Rs. 1581.4 crore, this fund has outperformed its competitors by giving high returns up to 53.4% and 26.16% for a 1 yr and 3 yr investment period, respectively. 
2. Motilal Oswal MOSt Focused Multicap 35 Fund (G) : It is an open-ended diversified equity fund, which mainly invests in the equity and equity-related securities along with foreign securities in the international market. The NAV of the fund as on 1st December 2017 is 26.08, along with assets managed to the tune of Rs. 9178.99 crore. The performance of the fund has been quite impressive giving lucrative returns shooting up to 33.37% and 19.95% for a 1 yr and 3 yr investment, respectively.
3. Mirae Asset Emerging Bluechip Fund (G) : It is a growth investment plan pertaining to the mid-cap category. The performance graph of this fund has been gaining height considerably and is rated among one of the best performing mutual funds in India. The NAV of this scheme stood at Rs. 50.45 as on 1st December 2017, with assets under management of a total Rs. 4304.67 crore. The 1 yr and 3 yr returns as on 30th June 2017, stood at 38.41% and 23.1%, respectively.
4. DSP BlackRock Micro-Cap Fund (G) : It is an open-ended small cap growth fund, which aims at stabilizing the invested capital and generate lucrative returns in the long-term by investing into small-cap corporates and firms. This fund saw an NAV of Rs. 66.24 as on 1st December 2017, with assets worth Rs. 5791.12 being managed under its watch. The fund has been successful in rewarding its investors well with returns soaring up to 32.02% and 23.62% for a 1 yr and 3 yr investment, respectively.

Mutual Fund industry is a puzzle hard to solve, but is filled with enormous opportunities that can be grabbed if properly approached. By investing in the aforementioned top performing fund houses, you can increase the chances of your wealth being catapult with full force. Flip through online portals like MySIPonline and get a detailed insight of these AMC’s current products and reward streams. 

Looking for a Bright Future? Then Start Investing in Large Cap Mutual Funds

We all wish to earn high returns on our investments, don’t we? But do we keep the patience that is required to earn them? Well, the answer is obviously a big NO. We desire more money, but we don’t want to wait. But we need to accept the fact that sowing the seeds doesn't bear fruits overnight. Patience is the key, letting the stalks bud out and mature into golden fields. But having said that, what is exactly the solution to earn good returns over the long-term horizon? Well, the reply is, “Invest in Large Cap Mutual Funds”. In the world of mutual funds, the word ‘Large Cap’ denotes the big market share, or the size, of a listed company. In this article, we will discuss in deep about what these funds are and how can they be a good investment choice.

What are They?

Large cap funds are basically those funds that invest the money of the clients in the stocks of well-known companies that have a firm grip in the market and are considered as a secure route to get invested in mutual funds. It is righteously said that, “Wait is worth”, and aptly fits in the context of large cap funds investment since the investors plough great rewards after a long period, and the wait sometimes wins returns which may be as high as four times the amount initially invested, when these funds are in close proximity to their maturity period.

To further expand our knowledge about Large Caps, let’s also understand what large companies are with the help of three ‘R’s: -   

• Reliable
• Renowned and
• Robust

These companies hold a very reputable position in the market and bask in the glory of a remarkable track record. They incorporate strong corporate-governance in their activities and build wealth for their investors over the long-term, slowly but steadily. In other words, they belong to the celebrity class and do a strong market research every time. So, funds that majorly invest their corpus in these companies are referred to as Large Cap funds. ‌‌

Why Should You Invest in Them?

Well, it’s not hard to explain. Large Cap Mutual Funds hold the prize for being a deluxe vehicle for investing as they give attractive returns, and hold on to keep a track record of consistent performance that eventually compounds with time.

Not satisfied yet? Well, here’s another reason for you to consider them as a friendly investment option. They are known to pay steady dividends that turns out to be another source of income for the investors, if they opt for dividend schemes. Thus, even when the market is struggling with recession, the investors would keep on enjoying dividends at periodic intervals. 

Want something more to get convinced? There you go!

1. Lower Fluctuations: Since they belong to the realm of Equity mutual fund, they out to be volatile, but in comparison to Small and Mid-Cap funds, they lag behind in volatility by a bold distance. They are a good investing medium for those who wish to grind out advantage of equity investments, but do not want their returns to get hurt by market fluctuations.
2. Steady Returns: Since Large Caps are poised funds, they offer lucrative returns over the long-term and do not fluctuate much in comparison to other equity fund categories. However, this does not make these funds immune to any decline, but they are more likely to withstand the downturn.

By popping these tasty nuggets of information in mind, it’s impossible for a smart investor to skip investing in these funds. MySIPonline provides an online platform to invest in the best large cap funds. So, invest today for a wealthier tomorrow. 

Should I Invest in the Top Ranking Mutual Funds?

‘Rumors are meant to be spread,’ those who actually mislead others with the wrong information, believe this line. That is why they keep on spreading the incorrect information about different things. In case of mutual fund investments too, there is a big confusion among the investors that they should invest in the top ranking funds or not. And, it is because of having incorrect knowledge.

Some investors say that one should not trust the rankings of mutual funds, while some say that investment in top ranking mutual funds can be a good bet. But when we approach them with a question ‘Why?’ they have nothing to explain. It is because people easily believe what they hear from others rather than digging into the facts. Let’s know what our experts say about investing in the top ranking mutual funds: 

Neither you should completely believe in the mutual fund rankings, nor you should ignore them. Yes, you can consider investing in them if the investment profile is matching to that of yours. For the best results, it is suggested to consult a financial expert before choosing any scheme. However, it is not that all the top ranking schemes are good for you. There are many blockbuster movies which you don’t like because they do not belong to the category that you enjoy watching. Similarly, all the mutual funds have different style, objective, portfolio, performance, etc. You need to select the one on the basis of your investment profile and objectives. Now, out of those selected ones, you can consider the ratings to know which one has performed superior. Remember one thing that not to compare the schemes of different categories on the basis of star ratings.

What Is Mutual Fund Star Rating? 

Mutual fund star rating is an indicator of the overall performance of the scheme. More precisely, it shows that how the scheme has performed over a certain period of time. There are some rating agencies which provide star ratings to the mutual fund schemes considering the various parameters such as performance, asset class, category, etc. CRISIL is one of the rating agencies that rates the mutual fund schemes and provides them star ratings. For instance five stars means 1st rank to the scheme that has performed excellently, for the performance level little down, it gives a four-star rating. And so on till the one star and no ratings if the scheme is unable to match the criteria of the agency. 

Here’s the List of Some of the Top Ranking Mutual Funds to Invest in India:

1. L&T Emerging Business (G)
2. Aditya Birla Sun Life Small&Midcap Fund (G)
3. Reliance Small Cap Fund (G) 
4. Aditya Birla Sun Life Top 100 Fund (G)
5. L&T Midcap Fund (G)
6. Motilal Oswal MOSt Focused Multicap 35 Fund - Regular Plan (G)
7. Sundaram Rural India Fund (G)
8. Tata Equity PE Fund (G)
9. ICICI Prudential Long Term Fund - Regular Plan (G)
10. HDFC Small and Mid Cap Fund (G)

The schemes which mentioned above are the 1st rank holders by the CRISIL for the quarter ended September 2017. In the list, the schemes of different classes and categories are mentioned.

The mutual fund rating agencies rate the different schemes on the various parameters. Still, it is never suggested to depend on them completely. It is better to consult a financial planner. You can check out the top ranking mutual funds on our portal, i.e., MySIPonline, and consider them for investment after consulting with your advisor.

Buy Right and Sit Tight with Motilal Oswal Mutual Fund!

In today's world where technologies are doing unbelievable maneuvers every day, there has been a drastic change in our everyday living due to new innovations creeping in that have provided prolonged betterment to our lifestyles. With such commendable evolutions taking place in the technological industry, investing in mutual funds have never been simpler. Emergence of such technical reforms have opened new pathways for constructing lucrative investment schemes including Motilal Oswal Mutual Fund, which is one of the most rewarding funds in India and has recast the performance trend in the financial industry. In this write-up, you’d get to know about the various features of this fund house, and will be able to determine whether you should hand over your hard-earned money to it. Keep reading and grab the opportunity of multiplying your wealth with one of India's best mutual funds. 

Getting Started

Motilal Oswal Asset Management Company Ltd. (MOAMC) is a public limited company that came to life on November 14, 2008, and is registered under the Companies Act, 1956. The AMC is also a duly certified portfolio manager registered with SEBI under the SEBI (Portfolio Managers) Regulations, 1993. Apart from providing world-class mutual fund products, it is also engaged in offering a horde of other management and advisory services to offshore funds, financial consultancy and exchange of research on commercial basis, all subject to approval of the regulators and its trustees, and ensures that such services do not conflict with the activities of the mutual fund.

Investment Philosophy 

Motilal Oswal MF follows the policy of 'Buy Right – Sit Tight' in applying public wealth to several industry sectors. 'Buy Right' simply means investing in companies that have a promising future, and 'Sit Tight' means holding your investments in them for a longer period to reap the full growth potential of the funds. Let's further discuss this philosophy in detail:

Buy Right: Q-G-L-P Approach in Buying the Perfect Funds

• Q: Quality in business administration and execution
• G: Growing exponentially in terms of earning and return on investments
• L: Longevity in the competitive stake by achieving economies of scale
• P: Price for which a business acquired is fairly lower than the expected future earnings

Sit Tight : Focus and Discipline

A company may be in business for decades and may have acquired a mark in the industry, but it's obvious that the prospects of the company change frequently, sometimes even on daily basis. Thus, one needs to stay invested for considerably long period to unlock the full advantage of investments in the best mutual funds. 

• Focus: Motilal Oswal Mutual Fund encompasses portfolios with high conviction, soaring up to 20-25 different fund schemes. It duly acknowledges that over-diversification may result in dilution of the returns and can also aggravate the market risk for the investors. 
• Discipline: The fundamental principle on which this AMC works is choosing the best performing funds in the market, and benefiting the investors by letting the invested capital pass through the complete growth cycle. Following such disciplined ideology is what made Motilal Oswal as one of the most trusted brands in the fiscal industry.

Investing in mutual fund is reasonably tricky, and you are sure to face some difficulties in making right investing decisions. However, fund houses like Motilal Oswal MF ften come up with exceptional products and let you choose the correct alternative for your wealth to multiply. Get instant solutions to all your financial queries at MySIPonline and achieve your objectives.

Sundaram Diversified Equity: A Long Term Tax Saver Fund

Sundaram Mutual Fund is one of the most trusted asset management companies in India which was launched in the year 1996. It is a part of the one of the oldest and well-known financial groups, i.e., Sundaram Finance Limited Group. Spreading the expertise in the industry of mutual fund and making the dreams of the investors come true, this AMC has been consistently stepping toward new heights of success. Moreover, it offers various types of mutual fund schemes which have the potential to fulfil the different financial needs of the investors. Among the many, one of a kind is the long-term tax saving scheme. The tax saving scheme of Sundaram Mutual Fund helps the investors to avail the tax benefits u/s 80C of the Income Tax Act. Here’s all you need to know about the scheme in detail so that you can plan your tax saving route for the upcoming financial year ending:

An Overview: It was launched in the year 1999, and has faced many ups and downs of the market swings. It has recorded the mark at 18.30% as returns since launch. While providing the tax benefits to the investors, it also offers them attractive returns from the investments in equities. Its performance is measured against the benchmark, S&P BSE 200. The fund has a good record of trailing returns in the cycle of three, five, and seven years which are tracked at 14.15%, 17.44%, and 10.40% respectively as on November 09, 2017. The NAV of sundaram diversified equity A long term tax saver fund scheme has amounted to Rs. 102.45 as on November 09, 2017. The total assets under management are amounting to Rs. 2,088 crore as on September 30, 2017. Altogether, it shows that this scheme has provided excellent growth to the investors.

Portfolio Allocation: Being a diversified equity scheme, this fund invests in the mix of small, mid, and large-cap stocks in the proportion of 6.80%, 38.23%, and 54.98% respectively. Therefore, it also diversifies the risk involved in investing in a particular stock. The below table shows the top ten holdings of this scheme which hold almost 30% of the total capital:

From the top ten holdings of this scheme, you can have an idea of the overall portfolio asset allocation strategy of the fund manager. It aggressively invests in the stocks of the companies in the financial sector which amounts to nearly 30.35%.

In the bottom line, there is no doubt in saying that you can choose this scheme to invest in. The year-end is approaching, and you must get ready to avail maximum benefits in your tax. To know more about how you can earn profits by investing in mutual funds, get associated with us right away at MySIPonline.

Tata Mutual Fund: This Is What You Should Know Before Choosing its Schemes

The growing awareness of mutual fund investments is helping the novice investors to reap exceptional benefits from their investments. But, still, there are many who are left out from the amazing exposure of MF. They don’t even have the idea about the excellently rewarding world of mutual funds.

There are more than forty asset management companies and many other regulatory bodies which are indulged in the working of the mutual fund investments. All are spreading awareness in one or the other way to promote financial literacy amongst the investors. Tata Mutual Fund is one of the best and trusted AMCs in India that is putting in effort towards educating the people to help them invest in and earn big returns.

It is helping the investors to get an adequate information about their capital investment and have transparency between the fund house and the investor. In this way, this company keeps the investors’ interest at priority. This fund house offers a wide range of investment solutions to the investors and provides them adequate details about the schemes in which they can invest in. If you have decided to invest in the Tata Mutual Funds, then you must check the following points:

1. Know the Investment Style: You should know the investment nature of the fund in which you are deploying your hard-earned money. For instance, if you are an aggressive investor and unknowingly you chose a conservative scheme, then you will not enjoy more profits as the conservative fund will not allow you to stretch your investments at the fullest to earn high profits. 
2. Know Your Risk: Although the Tata Mutual Fund has gained a big brand name and won the trust of millions of investors by providing them good returns on their investments, it is not necessary that all the funds of this AMC are safe. Actually, various schemes of this fund house have different risk profiles depending on their investment style and objectives. You must analyze how much risk you can take and accordingly invest in the most suitable fund. 
3. Know the Expenses: A certain amount of expense which is known as the exit-load is charged to the investors by the AMC as a fee for the management of the scheme. The time you invest in any mutual fund, you also hire the services of fund manager, who is liable to manage the movements of the scheme for the best possible results. So, the AMCs charges a small amount from the investors as a fee to fund manager. You can choose to invest in the scheme which charges less exit load. 

Other than the above-mentioned points, there are many other things that you must know before investing in any mutual fund scheme in order to get a hassle-free investment experience. If you want to know about the most suitable fund for you by comparing the various details of the different funds, then visit us right away as we, at MySIPonline, offer amazing investment services to our clients.

A Deep Dive Into the Various Benefits of the Mid Cap Funds

Don’t you want to invest in a scheme which can help you to reach your investment goals while maintaining a balance between growth and value? If yes, then there is a way which can lead you towards your financial target efficiently. Mid cap category of mutual funds justifies the requirements of the investors who desire to walk on the path of wealth creation while maintaining both value and growth. Therefore, it stands among the best choices of the investors. However, the sub-categories make differences in the choices due to the varying nature of the investments and portfolio holdings. So, before you invest in any mid-cap fund, you must have an adequate understanding about them.

What Are Mid Cap Funds?

The schemes which invest in the stocks of the companies having the market capitalisation ranging from Rs. 500 crore to Rs. 10,000 crore are termed as mid cap fund. Generally, the investors of these funds need to stretch the investment duration for a longer period as compared to the large-cap ones due to the nature of the companies. They are known for the benefits they provide from the excellent combination of the returns and capital appreciation. As the mid-cap companies are those which already have traveled through the phase of a start-up and heading toward the way to become a large company, they provide benefits of both the small-cap and the large-cap funds.

When comparing the small-caps with the mid-cap category, the latter one get least affected by the market volatility because they have strong presence. Moreover, the mid-caps enjoy more growth opportunities than that of the large-cap peers as the latter one are well established and grown up and have less ways to stretch its versatility.

Some Major Benefits of the Mid-Cap Mutual Funds:

• They adopts the innovations and changes in the market faster as they are adequately diversified in their products or services and specialised in their niche. 
• Mostly, the mid-cap stocks tend to beat the performance of the other two categories in terms of growth and value in the long run.
• For the investors who are ready to stay invested for a longer investment tenure, this category serves the best benefits of big returns. 

There are several more advantages of deploying the hard-earned money in the schemes of mid-cap space. You too can reap them by investing in the most suitable one. We, at MySIPonline, have plenty of the best performing mid-cap mutual funds. If you want to fetch the excellent benefits of investing in them, then visit us right away and start on a good way toward the achievement of your financial dreams.

Do you want to save tax while investing?

All of us aspire to get something extra within the same price that we pay for a single good. This is a common human tendency which makes us choosy and we search for avenues which can provide maximum satisfaction to our needs according to the money spend for them. But, when it comes to tax planning, we follow the advice of a tax-planner blindly or go by mouth publicity, which is a wrong practice. Investing along with tax saving is a difficult task for all the clients and needs to be taken care of very efficiently. Thus, to resolve the turmoil mutual fund experts have launched a scheme which allows the clients to save their taxes and at the same time enjoy capital appreciation within a single scheme. The scheme is known as ELSS (Equity Linked Saving Scheme). It allows the clients to access a scheme which abides by all the rules defined under the Section 80C of the Income Tax Act.

Understanding ELSS in a better way

Tax saving is an intricate task for the clients who fall into a higher tax bracket. They are confused about the investment mechanisms which will allow them to save tax and provide higher returns on their savings. The general tax saving mechanisms known to people are PPF and NSC. Both these schemes are government sponsored and gives a rate of interest to the clients. These are similar to having a bank account but differ a little bit. But, with two restrictions, namely, restriction on withdrawal and a minimum amount to be deposited every year. On the contrary, mutual funds have launched ELSS with a view to embracing twin benefits to the clients. ELSS allows the clients to invest in mutual funds and avail the benefits of tax saving. ELSS fund enables the client to invest a sum of Rs. 1.5 Lac, which is the permissible tax rebate limit. This means that the clients can invest Rs. 1.5 Lac from the total taxable income of the clients.

How tax rebate is applicable?

ELSS is a scheme defined under the Section 80C of the Income Tax Act. As per this Section, the clients have the right to save tax up to Rs. 1.5 Lac if their annual income exceeds Rs. 2.5 Lac. The clients are free to invest either the entire amount in ELSS scheme or they can diversify their investments between different tax saving options. For example, a client’s annual income is Rs. 5 Lac. The limit on which a client need not pay taxes according to the tax slab is Rs. 2.5 Lac. Tax is chargeable on the remaining Rs. 2.5 Lac. From this sum the client can save extra Rs. 1.5 Lac, so he will have to pay tax on the remaining 1 Lac which will be less as compared to the tax that has to be paid on Rs. 2.5 Lac. The client will benefit the most if he invests the entire amount in the ELSS fund, as it will provide him with better benefits as compared to any other scheme. All government sponsored schemes provide a rate of interest as low as 8% while ELSS scheme provides a return rate of 15%. Along with having a lock-in period of three years ELSS scheme has been rated as one of the tax savers which has a less lock-in period as compared to any other plan.

Thus, investing in mutual funds will not only save your tax but will also enable you to create a corpus for your future needs on the whole. So, if your income falls under the taxable slab then you can surely opt for ELSS scheme. You can also take up the online ELSS investment through My SIP online which will allow you to monitor your funds and investment in a simple manner.

Mutual Fund News: BSE Sensex Lost 1,270 Points on Wednesday

The longest losing streak of 2017 in the past seven days. The BSE Sensex went down to 31,154.03 on September 27 from 32,432.76 on September 18. Big amount wiped out from the market leaving behind the investors in the sense of shock. The listed companies under BSE loosed over 6.18 lakh crore in their capitalisation. The Sensex has lost 1,270 points in the last few days witnessing to a great fall in the market. This southward flow has laid significant impact on the behavior of the mutual fund investors too. Questions are floating rapidly in the air and queries are being frequently made. Investors are willing to know that whether they should wait for the market to go deeper or it will take the turn from this point. Let’s know some of the parameters which are making the bulls to run away from the market:

Weak Rupee: A sharp fall in the rupee is one of the reasons for this market drop. It weakened for a fifth straight session to hit a fresh six-month low on September 27. The foreign investors don’t like deploying their capital in the weakening currency. Rather, they look for the market which has strong fundamentals and expectation of growth in the value of the currency. Therefore, the falling rupee made the FIIs pull their investment back creating a fall in the market.

Crude Oil Price: The steady rise in the price of crude oil is one of the significant reasons for the recent decline of the market. The rising price of crude oil has an inverse impact on the Indian equity market, and with the crude sweltering at a 26-month high, the rate is expected to reach $60 per bbl soon. This expectation does not indicate good picture for the Indian equity. Due to its inverse correlation with the Indian capital market, the boiling price making the equities sweaty.

Apart from the two mentioned above, there are several other factors which have their impact in the recent fall of the equity market in India. For the mutual fund investors, the market is open to big opportunities. Many uninformed investors spread this myth that one should not invest in the market downfall. But, the astute one knows that southward going market has the best opportunities for the investors and potentially provides high growth in future.

Therefore, it can be concluded that the equity market is on the best mode to invest in it. The investment made now will allow you to purchase more units of the underlying asset upon which the future growth will provide you added benefits. One must not miss the chance to reap the big profits from the down market. If you are willing to take the advantages of this market condition, you can start right away at the various online mutual fund platforms available like MySIPonline.com.

Enjoy High Capital Gain with UTI Equity Fund Growth

Before stepping into the world of mutual fund investments, most of the investors have a fixed fear in their mind that “mutual funds are subject to market risk,” which came from the promotional advertisement of a mutual fund. But, the actual scenario is not the same; one must ask any person who has experience of both positive and negative phases of mutual fund investment to know the real potential of these schemes to provide high returns. UTI Equity Growth Fund is one of the best schemes which has excellent growth ability along with the strategic portfolio diversification which allow it to fetch maximum returns for the investors. There is no doubt that investment carries risk, but the factors and levels of risk are different in all the cases. After all, every big enterprise has evolved in the market while dealing with the risk elements. So, one should not just see the risk parameter, but the ability to perform fantastically should also be considered. And this scheme can showcase the performance of that level by generating excellent returns.

UTI Equity Fund (G) is an open-ended equity scheme which primarily targets toward attaining high capital gain in the long-term period. It invests almost 90% of the total capital in the stocks of various companies to get the hold on capital growth. It has showcased great performance by outperforming its benchmark, i.e., S&P BSE 100, and the category many a time with convincing margins. One should also observe the time of market falls when it has maintained to outperform both the measures conveniently. As it is a large-cap equity scheme, it majorly parks the capital into giant companies with a portion of 63% out of total equity investment. The NAV of UTI Equity Fund has been tracked at Rs. 121.6074 as on August 17, 2017, which is a sign of good growth from the starting of this year. This fund has also maintained to provide good returns to the investors in the long-term period along with several tax benefits.

If any investor is searching for a scheme which can provide them long-term capital gain along with safety from market volatility, then UTI Equity Fund can be among the best choices. Another additional benefit the investors get when investing in this scheme includes value and belief which are the most important factors for people when it comes to money matters. The UTI Mutual Fund has strong rules and regulations framed by the government bodies which make it among the most trusted AMCs in India.

Therefore, it can be concluded that UTI Equity Fund is one of the best schemes to invest if the objectives of making wealth have to be achieved over a long period of time. If one wants to invest in the equity-oriented scheme with the same goal, there are various online investment portals like MySIPonline which allow online access to mutual fund investments. They can avail their services to experience the best way toward investment.

Things to Know Before Investing in Birla Sun Life MNC Fund

There are various factors which are considered by the investors before deploying the hard-earned money in any mutual fund scheme. It is because of the differences in the risks and returns involved in various schemes. The regular and well-informed investors are always in search of a plan which can provide them with the best balance of all the elements to ensure the profit generation. Birla Sun Life MNC Fund is one of the schemes which is capable of providing the perfect balance between the risk and return factors if the investments are kept for a longer term.

Let’s know about the various parameters which allow this scheme to generate excellent returns for the investors:

• Objectives: The primary focus of the scheme is on generating long-term capital gain by investing in the stocks of multinational companies of various sectors. It finds the best businesses that have a high potential for growth through a research-based approach which is conducted by its expert personnel. It always keeps the primary motive of fulfilling investor’s objective at a priority which makes it more reliable. 
• Portfolio Analysis: Birla Sunlife MNC Fund holds a concentrated portfolio that consists various stocks of different companies which are highly capable of providing good returns. It majorly deploys the capital in the mid-cap companies and rest is allocated in other scales. The mid-cap companies are less volatile than the small-cap ones, and they also have high-growth potential than the large-cap entities. 
• Performance: BSL MNC Fund (Growth) has always managed to offer significant returns to the investors and provided decent growth to the invested capital. It has showcased the best performance from 2014 to 2015 by making a sharp jump in its NAV. It has also outperformed its benchmark, i.e., Nifty MNC, many a time with a convincing margin. 

Furthermore, the other factors of BSL MNC Fund are also targeted toward the high growth of the capital in the long run. One can attain the growth of more than double if stays invested for the long-term duration.

So, it can be concluded that Birla Sun Life MNC Fund (Growth) is among the best mutual fund schemes which has adequate capacity to fulfil the long-term financial objectives of the investors. There are several top-performing mutual funds of Birla Sunlife which are also available on various online mutual fund investment platforms like MySIPonline for providing ease of investing online to the investors.

Invest in Canara Robeco Emerging Equities Fund to Be a Happy Investor

What does the investor search for before investing in any mutual fund scheme? The majority of them run to chase the one which has the potential to grow excellently during various market conditions because they know that growth gives the way to success. And if investments are to be made to achieve growth, then equity funds are the right choice. There are some of the schemes which have incredible potential to perform in various market trends with extreme growth capacity. One among the best is Canara Robeco Emerging Equities Fund which showed impressive performance to the long-term growth seekers. It primarily invests in the stocks of diversified mid-cap companies that have high capability to emerge as bigger corporates. The mid-cap business entities are those which are surviving in the industry with a good lead, and are on the path of growth for higher achievements.

Canara Robeco Emerging Equities (G) is an open-ended equity scheme which was launched on March 11, 2005. It aims to provide high capital appreciation to the investors by making adequate diversification in its investment across various sectors. It invests 97.45% of the total capital in the equity stocks and shares, where majority of the capital (around 50.71%) is being parked in the equities of mid-cap companies. The reason of being among the best growth-oriented mutual funds is its decent performance record. It has also been ranked four stars by CRISIL on the basis of its performance and credibility. Most of the time, it has offered superior returns to the investors while beating the benchmark, i.e., Nifty Free Float Midcap 100. The best results from this scheme can be obtained when invested for a long-term period. Given below is the table showing the performance of the fund, its benchmark, and the category which depict its superiority in generating good returns over a long period of time.

**Trailing returns as on August 02, 2017.

                                                                                                                                                Furthermore, this fund is a good choice for the investor who is ready to earn exponential profits by exposing his/her investments to equity instruments. Though it travels through a volatile market as the capital is parked in the mid-cap businesses, it has the expert fund managers who are well experienced to make the best moves in the fund in the various market conditions. The NAV of Canara Robeco Emerging Equities has been tracked at Rs. 87.76 as on August 02, 2017 showing its per unit worth in the market.

Therefore, it can be concluded that Canara Robeco Emerging Equities Fund is one of the best equity mutual funds to invest in, and it has high capability to generate extreme capital growth. To invest in this scheme, you can get in touch with the various online investment platforms like MySIPonline.

A Look at the Key Features of Recommended Mutual Funds

Whenever you think of investing in the mutual funds, you must know more about it apart from knowing that they appear in the list of recommended mutual funds. Although some of the funds which fall in these lists are good, using them as the sole basis to select a mutual fund for your portfolio is a mistake indeed. There are several lists which feature the top-performing funds over different time horizons, but, in order to make the best choice for your own portfolio you need to make some extra efforts.

In the recent past, the mutual fund industry has gained a huge ground due to several advantages that it offers to the investors. There is a fund for every financial need; one just has to dig deeper to find the right plan for oneself. Let’s find the major traits of the recommended investment funds for a sound portfolio.

1. Low Expenses
There are some factors in an investment vehicle which are under your control while some are not. For example, you cannot control the movement of stock indices in the market, while you can easily check out the expense ratio and make a choice accordingly. Various market experts have observed that the impact of low expenses in a fund’s performance is of great importance. In all the categories of mutual funds, the ones having low-cost outperformed the market than those with a high-cost. However, there are some exceptions too.

2. Strong Fund Management
No matter how adequately you choose the fund for your portfolio, if the investing style of the fund manager doesn't match with your requirements, you can never attain the desired returns. The top mutual funds not only have expert fund managers but also a strong group of analysts who keep doing research of the stocks and other investment avenues to grab the best opportunities, and take adequate steps of rebalancing whenever required.

3. Consistency of Investment Process
It is a must to fully understand the costs and investment strategies of the mutual fund before investing in it. For an actively managed fund, look at the process followed by the manager. It is essential to understand the fund’s investment process along with the reasons that why this process is unique and presumable better than the others. If you can’t find the answer to the question “Why should I invest in this plan,” then you should probably not invest in it.

4. Strong Relative Performance
You must remember the fact that apples can be compared better with other apples only. This means that to find an exact result of the comparison; two identical things should be compared. In mutual funds as well, you must make comparisons between the funds falling in the same category so that you can make out the best one out of the various alternatives available in that class.

The recommended investments funds are the ones which possess all the qualities that an investor desires for in a scheme. However, it is a must to make the selection as per your specific requirement. If you are looking for a short-term plan, then investing in equities won’t wok for you. Hence, be well aware of the investment tactics before taking any decision for your portfolio. After all, it involves money matters!

There are portals like MySIPonline which provides assistance to the investors for making an online investment in the recommended funds. You must get associated with them to experience the best way of investing in India.

Are You Investing in Mirae Asset? Know its Benefits

In today’s time, everyone desires to get some extra benefits. In this trend of innovation and creation, even mutual funds have grown at a rapid pace. By providing various facilities of investments, they are imprinting the mark of their great presence. Founded in the year 1997, Mirae Asset Mutual Fund encompasses the global capacity to deliver the best ideas to the investors across 12 countries worldwide. It was established in India in November 2007 under the sponsorship of Mirae Asset Global Investments Co. Ltd. (South Korea). With the changing phase of time and increasing demand of people, it remains focused on providing the best-suited options to the investors.

Many people make investments in mutual fund these days and to enhance their experience Mirae Asset facilitates various value added features which can be availed while investing in their schemes. They include:

Mirae Asset SIP Top-Up : This feature allows you to increase the instalments by a fixed amount at predetermined intervals. Although this is almost likely to SIP plans, some added features make it more lucrative for the investors. Let’s know about the same with the help of an example:

Two friends A & B start their investment in mutual fund SIP of Rs. 1000 for five years. A invests through normal SIP and B through SIP top-up where the instalment amount will increase by Rs. 1000 every year. At the end of the tenure, total investment of A will be Rs. 72,000 whereas the total investment of B will amount to Rs. 2.52 lakh which is far more than that of A’s savings in five years.                
Mirae Asset Trigger Investment Plan (TRIP) : Not all the investors have strong ability to forecast the future market conditions, but they all wish to invest in the stocks when the market is favourable. To solve this problem, Mirae Asset came up with a plan which allows the investors to choose the timing of their investment on the basis of market fluctuations. One can also limit the amount of investment which is to be parked under specific market conditions. In regular investment plans, you measure the desired level of the market and then deploy money. But, this process lets you park your money in cash management funds and you can set the market scale and amount of investing.

Mirae Asset Group Investment Plan (GRIP) : It is a facility developed for companies to make their employees start SIP investments in specific schemes of Mirae Asset Mutual Fund. The employee authorises his/her organisation to deduct a certain amount for SIP from the monthly salary and invest it in the selected scheme of Mirae Asset. The maximum period of SIP, in this case, is ten years. Furthermore, the investor has the right to modify the amount or discontinue the future GRIP deductions at any point in time by filling a special form in this concern.

Mirae Asset Variable Transfer Plan (VTP) : Through this facility, an investor can adjust a certain targeted value of the scheme in which he/she has an investment in which the funds are automatically invested on the date of transfer. With this, one can make dynamic movements in the value of the funds to attain certain special advantages. Furthermore, the investor also enjoys the flexibility of choosing the frequency of the transfers.

Therefore, it can be said that Mirae Asset Mutual Fund is providing many additional facilities which are specially designed to allow various investors to achieve their financial goals effectively. The schemes of this fund house are available at MySIPonline; you can take the advantages of the same by investing in them right away.

Should I Start SIP Investments in Axis Mutual Fund?

SIP (Systematic Investment Plan) is the best mode to start investing in the mutual funds in India. It is a way by which one can initiate parking a small amount of money in the best schemes at a regular interval which is further allocated in diversified investment avenues across various sectors and instruments. Axis Mutual Fund is one of the best AMCs in India to provide the best SIP plans. If you are looking to park your money for wealth creation, then you must have this plan in your portfolio. Let’s elaborate the reasons for the same.

Small Investment at Regular Interval - A Disciplined Approach
SIP as the name suggests is the most systematic approach for investing. One has to pay a small sum of money on a recurrent basis which is auto-debited from the bank account. This money is invested in a scheme which is further bifurcated into different avenues by the fund managers. This way, without making any extra efforts one becomes a successful investor in the mutual funds and earn exceptional benefits of high growth from the equity market.

Rupee-Cost Averaging - A Cost Effective Strategy
Investment cost is one of the biggest factors which must be considered by the investors before parking their money in any scheme. This is the parameter which ultimately helps in determining the actual profits or returns fetched from any plan. The SIP benefits the investors in this by reducing the aggregate cost of investing. As the money is invested regularly on different dates at varying NAV, the units allotted in the scheme always vary. Accordingly, the overall cost of investment gets reduced if compared with the lump sum form of investing.

The Power of Compounding - Earn Interest on Interest
The compound interest is the rate of interest at which the principle, as well as the interest value, earn returns. This leads to accumulation of a huge wealth as the capital gets appreciated on a compound basis. Accordingly, SIPs help one in gaining wealth on the invested money so that the capital doesn't lose its value and build a corpus for a sound financial future.

Axis Mutual Funds provide various investment schemes in which one can initiate SIPs online. The plans are bifurcated into three broad categories which include the equity funds where investments are made in the equity shares and socks; debt funds in which funds are parked in the money market and debt instruments; and the balanced funds in which the money is put simultaneously in equities and debts.

So one has a great number of options to begin investing in SIP via Axis MF. If you too find interest in parking your money in the mutual funds online, then MySIPonline can be of great help to you. It has a wide range of online solutions to help you buy the best Axis Mutual Funds online in India.

How to Use a Tax Calculator Effectively?

Calculating taxes and determining the exact tax liability is the toughest job. The reason being is that there are several factors which need to be kept in mind while doing calculations. The income tax department works with a high degree of efficiency and ascertains individual tax amount by considering the residential status, income slab, type of person and so on. But, for a layman, it is very difficult to do tax calculations and compute the tax liability. For that, the tax calculator is used in India. Let’s understand what it is and how we can make the best use of it.

Tax Planning Calculator - Meaning

As the name suggests, it is used for the purpose of making calculations regarding the total tax liability of the assessee for a financial year. It is designed by considering various factors like the residential status, the age of the assessee, annual income, and gender. These are the prime factors which are used to compute the net liability of taxes. Moreover, such calculators are helpful in making better plans for tax planning as well. There are various online tax calculators with an easy-to-use interface which helps in computing the tax liabilities in a simple process. They further help in tax return filing as you already know your payable tax amount.

Steps to Use Tax Calculator

• Fill in the Basic Details - Taxes are computed on the basis of the residential status and age of the assessee. While using the tool, you must provide the details regarding your status, i.e., whether you are a resident, non-resident, or not ordinary resident of India. Further, you need to mention the type of person you are, i.e., whether you are an individual, HUF, company, AOP, BOI, firm, or cooperative society. In the case of an individual, you are requested to provide the age details as well as the tax slab rates are different for different age groups.
• Provide Income & Deduction Information - It is the further and important requirement in the tax planning tool to mention the income of the assessee. The income is the sum one has earned in the whole financial year which comes under the tax bracket and liable for taxability. Furthermore, there are certain deductions allowed to the assessee falling under subsections of Section 80C of the Income Tax Act, 1961. 
• Compute Liability - Once you are done with providing the detailed information, you can easily compute the total payable amount for taxes in the financial year. 

Hence, the tax calculator is very helpful in calculating the exact sum of money that one has to pay to the tax department in India. You too can compute the liability for the financial year and make better plans to reduce the sum payable.

The online tax calculator available at MySIPonline is quite helpful in tax planning. If you are looking for the same, you must try their tax solutions which are easy-to-use and very efficient.

Know the Benefits of Investing in HDFC MidCap Opportunities Fund

In today’s world, one source of earning is not sufficient to bear all the expenses. So it stands very important to find alternate sources of earnings to meet the uncertain or any planned future expenditures. The best way to solve this issue is to retain some amount of money from regular savings and invest it in the mutual funds. HDFC Mid Cap Opportunities Fund Growth is one of the best options as it is a growth-oriented plan which aims towards capital appreciation in the long term. 

This is obvious that when you are seeking high-growth prospects, you have to face the equivalent level of risk regarding market fluctuations. So, to reduce the risk factors, the best investment scheme is the one which invests in mid-cap companies with growth objective for the long run. The reason being is that mid-cap stocks offer higher growth opportunities in comparison with other equity options available. So, considering various factors, HDFC Mid Cap Opportunities stands as one of the best schemes because of its mid-cap investment criterion which provides compelling investment opportunities especially in today’s volatile market. Various advantages of investing in HDFC MidCap Opportunities Fund include: 

1. Performance in Comparison with its Category:  The HDFC MidCap Opportunities Fund NAV has shown a positive movement of more than five times in the past seven years, i.e., from 2010 to 2017. The current NAV is tracked at Rs. 51.853 as on June 12, 2017. It has outperformed its category and its benchmark, i.e., Nifty Free Float Midcap 100, many times with superior returns. Other than its category, it has also beaten the performance of other asset classes of similar nature. 
2. More Growth Opportunities Than Large-Cap Stocks: Midcap funds provide more growth opportunities than those offered by large cap. As large-cap funds invest a bulk portion of the total capital in large and giant companies which are well established and grown up in the market, they cannot fetch more growth opportunities. Contrary, mid-cap schemes invest in small- and middle-level companies which are in the path of attaining growth in the market. So, mid-cap funds offer more growth opportunities to create wealth.
3. Less Volatile Than Small-Cap Stocks: Midcap stocks are less volatile as compared to the small-cap ones. As small-caps invest in the start-ups and new companies which do not have any strong foundation in the market, these funds face high volatility. On the flip side, the mid-cap funds invest in corporations which are on the growth path and have a good base in the market with the market capitalisation of Rs. 500 to Rs. 10,000 crore. Thus, mid-cap stocks are less volatile.

HDFC Mid Cap Opportunities Fund Growth has multiple benefits for the investors which can be availed by investing in it. 

Therefore, it can be concluded that midcap growth funds are one of the best options available for the investors seeking capital growth and high-returns on investments over a long period of time. HDFC Mid-Cap Opportunities Fund Growth is one of the highly recommended schemes on various online investment platforms like MySIPonline. If you want to avail the benefits of HDFC MidCap Funds online, you must get associated with the best service providers today.

Save Tax up to Rs. 46,350 with HDFC Tax Saver Fund

Dealing with financial matters is not everyone’s cup of tea, only the professionals can do it. But when it comes to tax saving, every individual wants to plan the best to reduce the tax load from their income. With HDFC Tax Saver Fund, you can save tax up to Rs. 46,350 every year. As per Section 80C of Income Tax Act, 1961, it is provided that an individual can reduce the taxable income by up to Rs. 1.5 lakh to save tax in a financial year.

Introduction:

HDFC Tax Saver Fund (Growth) was launched on March 31, 1996, by HDFC Mutual Fund. It is a growth-oriented and open-ended scheme with features which help the investors in reducing their tax liability. The total asset under management of this fund amounts to Rs. 6,309 crore as on April 30, 2017. HDFC Tax Saver Growth NAV is recorded at Rs. 493.248 as on 8th June, 2017, which depicts the per unit market value of this fund.

Investment Objective:

It is an equity linked savings scheme which primarily aims towards capital appreciation while allowing the investors to save tax. The total assets of this scheme are diversified among various investments with a greater part in the equity shares and relatively small part in the debt securities.

Performance Analysis:

This fund is continuously providing the best possible results in the capital growth and reducing the tax burden of the investors. It has recorded an annual return of 99.07 per cent in the year 2009-10, while beating the ELSS category and benchmark, i.e., Nifty 500. The three- and five-years trailing returns are tracked at 11.71 per cent and 18.66 per cent respectively. 

Portfolio Analysis:

HDFC Tax Saver Fund has a diversified portfolio with investments in various sectors out of which a greater share is invested in the financial, energy, engineering, and automobile industries. This fund has equity exposure to around 95 per cent and the remaining portion is invested in the debt securities. The top holdings of this scheme are:

• ICICI Bank
• State Bank of India 
• GAIL
• Larsen & Toubro 
• Tata Motor DVR

The tax saving mutual fund investments are the best option to minimise the tax burden in a financial year. HDFC Tax Saver Fund is one of the most preferred ELSS schemes which has gained popularity and great possession in the market due to its performance.

Therefore, it can be concluded that HDFC Tax Saver Scheme has the potential to provide its investors with the tax benefits. This scheme is recommended by the financial advisors for the purpose of making 80C investments. There are portals like MySIPonline which provide online services to invest in the mutual funds, you can also avail the services by getting associated with them.

Reliance Pharma Fund - A Good Bet for Long-Term Investments

The need of pharma industry is everywhere in the world. This sector may not have tremendous track record in the mutual fund industry, but it has never gone negative in its performance. Because the demand for medicines and healthcare services is on a steady growth, this sector showcases consistent possession in the market. The investors who are looking for exposure to the pharmaceutical sector must consider Reliance Pharma Fund for their portfolio. Launched in the year 2004, Reliance Pharma Fund-Growth is consistently delivering benefits in the long term. Benchmarked against S&P BSE Healthcare, this scheme being an open-ended pharmaceutical fund majorly invests in equities and equity-related securities of the companies falling in the healthcare industry. The main point to remember about this scheme is that it is best suited to the investors having long-term investment goals.

Performance Analysis:
Reliance Pharma Fund (Growth) has shown a stable performance to its investors during all market weathers. Every mutual fund plan is subject to market fluctuations due to which it faces high volatility over time. But, this scheme has landed its investors on a positive platform with handsome returns in the long-term investment tenure. The best performance of this fund is recorded at an annual rate of return being 118.6 percent in the year 2009-10. It has outperformed its benchmark by a significant margin in the three- and five-year trailing returns. The Reliance Pharma Fund NAV, i.e., its per unit value, is recorded at Rs. 123.764 as on June 06, 2017.

Portfolio Analysis:
The assets under management of this scheme amount to Rs. 1,369 crore as on April 30, 2017. The fund invests around 99.37 percent of the total capital in equity securities, while a handful portion in the debt and money market instruments. Furthermore, out of the total equity investments, the majority portion of around 47.14 percent is allocated in the stocks of large-cap pharmaceutical companies having the market capitalisation of Rs. 10,000 crore and more. Apart from investing in the healthcare sector, this fund also parks a little amount of its capital in financial and manufacturing industries for the purpose of balancing the portfolio diversification. The top holdings of Reliance Pharma Fund are:

1. Sanofi India
2. Lupin
3. Sun Pharmaceuticals Inds.
4. Cadila Healthcare
5. Max India
6. Dr. Reddy’s Lab

Hence, it is no wonder that Reliance Pharma Fund is a good bet for long-term investment plans. The past performance and the analysis make it clear that it has the potential to offer steady returns to its investors in a longer duration. This scheme is more beneficial as the expert fund managers of Reliance Mutual Fund take care of the efficiency of its portfolio. You can also grab the benefits and secure your financial future by investing in Reliance Pharma Fund SIP online. MySIPonline is one of the platforms providing online investment services with a wide range of best-performing funds and various online investment solutions.

Reliance Regular Saving Fund - Offering Growth Opportunities

The risk factors are the most important parameters which are required to be kept in mind when the investor chooses a fund for one’s portfolio. Diversification, being the most important parameter in the mutual funds helps in reducing the risk appetite to a great extent. But for that one has to gain adequate knowledge to make the best allocation of funds in different categories so as to attain the correct balance between risk and returns. In order to help you in gaining the required level of returns in a balanced manner, the diversified equity funds are being designed. Under this category, Reliance Regular Saving Fund comprises a remarkable position.

Holding ‘Third’ position in the ‘Diversified Equity’ category, this scheme is an outperformer with a tremendous track record. As the primary objective of the fund is seeking capital appreciation and or generating consistent returns, it invests in the equity and equity-related securities to attain the same. Reliance Regular Saving Fund NAV amounted to Rs.65.153 as on June 02, 2017, which demonstrates the per unit price of the scheme as on that day. The scheme has a growth style of investing according to which it leads the invested capital to great heights and helps investors in gaining accumulated wealth.

The performance of Reliance Regular Saving Fund can be well analysed as per its absolute and annualised returns. The absolute returns of this mutual fund plan have reached up to 55% in the year 2017, whereas the annualised returns are around 16.40% and 20.50% for three- and five-year investments. This depicts a notable track record of the scheme to beat the benchmarks irrespective of the market fluctuations.

On analysing the portfolio of the scheme, we can evaluate its potential to generate the expected returns. It has investments in the equity stocks and shares across the different market caps and sectors. To attain the objective, the fund manager of this scheme keeps on analysing the market and grab the best opportunity to make highest possible returns. The majority of the assets is being parked in the financial, engineering, construction, automobile, technology and service industries which are highly influential for attaining the desired returns. Moreover, the top holdings of this scheme include Bombay Burmah, Honeywell Automation, HDFC Bank, Indian Oil Corporation, Larsen & Toubro, and Kotak Mahindra Bank.

It is no wonder that Reliance Regular Saving Fund is one of the best performers in the diversified equity fund and investing in this plan shall help one in gaining the desired growth. If you have moderate risk appetite and wish to grow higher profits over a period of time, then you must buy this plan for your portfolio.

There are investment platforms like MySIPonline which provide the online investing services to the investors. Reliance Regular Savings Fund online investment can be made with them. If you want to experience convenient investments in mutual funds, you must avail their online services.

How is Tata Balanced Fund Beneficial for the Investors?

The balanced mutual funds have been around in India for nearly two decades, and Tata Balanced Fund is one of the oldest schemes in this category. It has been a consistent performer in the industry and has accomplished its objective over an extended period of time. As we know that balanced or hybrid schemes invest in both equities and debts on a simultaneous basis, this scheme tends to deliver exceptional returns to the investors for growth and stability. The investors having moderate risk appetite must opt for this fund due to several factors which altogether lead to generating higher returns.

With the primary objective of income distribution along with medium- to long-term capital gains while emphasising on the capital appreciation, the fund is intended to generate exceptional profits for the investors in order to help one in accomplishing one’s financial goals. Let’s understand the reasons for which Tata Balanced Fund Growth is considered to be one of the major schemes for the benefit of the investors.

The scheme has the majority of the investments in the equity stocks and shares which result in generating exceptional profits for the investors while providing higher growth.
The debt instruments in the portfolio of the scheme aim at furnishing the regular earning requirements of the fund to let them gain substantial income.
Tata Balanced Fund is a growth-oriented plan which is focused on accumulating wealth for the investors in order to provide riches to them.
The returns generated by the funds in the past few year have been appreciable with a view to enhancing their earnings.
It is ranked among the top-five balanced funds as per CRISIL rating for the quarter which ended in March 2017.
The absolute returns of the scheme in the past are on the positive trend irrespective of the market moves.
The annual returns of the plan for the three and five years of investments are 16.20 and 19 percent respectively.
It has been consistently outperforming the benchmarks and is offering exceptional profits for the investors for a long time.
The portfolio of this fund constitutes the majority of the investments in the equity assets, while the remaining has been parked in the debt funds. With this, it aims to deliver stable growth and earnings to the investors.
The equity asset allocation is being made in the financial, energy, construction, healthcare, automobile, and engineering sectors, which are among the high-yielding industries all across.
The top holdings include HDFC Bank, ICICI Bank, ITC, Power Grid Corporation, Reliance Industries, Yes Bank, and Larsen & Toubro.

So with the analysis of Tata Balanced Fund (G), you can evaluate that whether it is suitable for your requirements or not. Being a hybrid fund, it provides the benefit of both the worlds which is highly appreciating for almost every type of investor. If you wish to gain growth and regular profits at the same time, this plan is a must-have for you.

There are portals which provide online investment services as well, and you too can opt for buying Tata Balanced Fund online for more convenience. MySIPonline is one of the fastest growing portals providing online mutual fund investing, and you must get in touch with them to start your investments in this plan in the best way.

Attain High Capital Growth With UTI MidCap Fund

If the primary objective of your investment is capital appreciation and fetching high returns, the growth fund is the right choice for you because its motive is to attain hike in capital. The investor who is ready to win upon a high risk to achieve long-term growth in the capital with great returns should invest his/her money in the growth-oriented schemes. And, UTI MidCap Fund Growth Plan is among such schemes which yield great returns to the investors.

UTI MidCap Fund (G) - Key Features

It is one of the best-performing growth funds in India which has achieved the trust of its investors by providing them with fruitful returns. Being the first mutual fund company in India, UTI Mutual Fund has been proved to be one of the most promising AMCs and has gained trust from its investors. UTI Midcap fund invests in small & mid-cap companies which are either start-ups or are at their growing stage. The small-cap companies are those having a market cap of below Rs. 500 crore, while the mid-sized companies are the one having market capitalisation ranging from Rs. 500 to Rs. 10,000 crore. This fund mainly targets in appreciating the capital of the investors in the long-term. Let us have a quick view on the traits of UTI midcap fund (G).

Investment Objective and Scheme’s Details:

Launched in April 07, 2004, ‘UTI Midcap fund (G)’, is an open-ended equity mutual fund. The main aim of this mutual fund scheme is capital appreciation by investing primarily in mid-cap stocks. This fund fetches a healthy returns when the investment tenure attain a period of 3-5years, i.e., in the long run. It has the Assets Under Management (AUM) amounting to Rs. 3,375.48 crore as on 31st March 2017.

Holdings & Sector Allocation:

The UTI MidCap Scheme invests a greater part of the total assets in equity stocks of mid-cap companies. It has invested its capital in different sectors to obtain the maximum possible returns which include Automotive, Banking & Financial Services, Manufacturing, etc. The major holdings of UTI MidCap Fund are:

• M&M Financial
• Bharat Forge
• Escorts
• Container Corp
• Tata Chemicals 
• Power Finance

Asset Breakup:

The assets of UTI Mid Cap Plan have been divided into equity funds, debt funds and cash/call instruments. The major part of the investment is allocated into equities of the total invested capital, i.e., 97.29%. Moreover, 0.71% is allocated in the debt securities and the remaining part, i.e., 1.97% is invested in cash/call instruments.

Therefore, it can be concluded that the UTI MidCap Growth Fund’s performance ensures yielding of high returns as per the needs of investors. It is one of the best options available for long-term mutual fund investors who are seeking capital growth. So you must start your investment in this fund at the platforms like MySIPonline which allows easy investing.