Save Tax & Grow Wealth with Axis Long Term Equity Fund Growth

Have you ever wondered if you could save on your taxes and surprise your wife with a brand new car or send your beloved parents on a dream vacation? Is money acting as a hindrance to you due to which you are unable to fulfil these small desires of your family? What if we say there’s a way of paying less tax and create long-term wealth?

Considering Axis Long Term Equity Fund can be of great help to you. With this, you can save tax up to Rs. 46,350 per year by investing an amount up to Rs. 1.5 lakh. Yes, you heard that right! The ELSS mutual funds in India fall under Section 80C, which provide the benefit of tax exemption to the investors. By investing an amount up to Rs. 1.50 lakh in a year one can reduce the total tax liability. Not only this, the future returns on the ELSS schemes and the capital gains on selling the products are further tax-free for the investors. Accordingly, saving tax along with creating wealth is not more difficult.

Axis Long-Term Equity Plan is an ELSS with a three years lock-in period. It is eligible for the Income Tax exemption under section 80C of the Income Tax Act, 1961. Moreover, this fund is an equity scheme with major investments in the equity and related securities due to which it endeavours to provide high growth in the capital as well. The money is invested in the equity market which gives better returns over a period of time.

Axis Long Term Equity Fund utilises the lock-in window of ELSS funds to provide a unique approach to equity investments. With this, a situation is created wherein both investor’s and the fund manager’s interests are aligned to look at the long-term opportunities while ignoring the short-term issues.

While investing, Axis Equity Fund looks at companies which can imperatively generate higher profits and create wealth over three to four years. Accordingly, the fund manager overlooks the short-term market volatility of the stock price along with the temporary hiccups in the company’s income. 

Furthermore, the fund manager of this scheme works completely on a bottom-up investment approach, which means that he judges individual stocks purely on their prospects without considering the overall market direction or the benchmarks. With this, the fund has created tremendous value for the investors since its inception. 

This fund is suitable for the investors who are desirous of gaining long-term capital appreciation by investing predominantly in the equity stocks. So if you too are among those investors, then you must park your money in Axis Long-Term Equity Fund. MySIPonline provides the accurate platform for online mutual fund investments. You must avail their services to make your investment worthwhile.

Things to Know About DSP Blackrock Micro Cap Fund

Among a large number of schemes available, DSP BlackRock Micro Cap Fund holds a remarkable position. The reason being is that it is the ‘First’ rank holder in the Small & Mid Cap category and holds a Five-Star rating. The scheme has been an outperformer in its category for a long time, and the current investors of this plan are making huge profits at present.

The scheme is a small & mid-cap fund which has made major investments in the stocks and shares of small- and mid-cap companies and tend to provide high growth opportunities to the investors. The primary objective of the scheme is to generate a long-term appreciation of capital from a portfolio which consists of equity and equity-related securities of the companies which are not part of the top-300 companies as per market capitalisation. From time to time, the fund manager－Mr. Vinit Sambre also seeks participation in other equity and equity-related instruments in order to achieve optimal portfolio construction.

Being an open-ended scheme, the investors gain the benefit of redeeming the funds as and when required without any exit load or extra cost. It is a growth-oriented plan which is offering tremendous growth opportunities to the investors and helping them make high profits on their capital in order to accomplish their financial goals. The scheme is a consistent performer since its inception and has offered 19.07% returns until now. The performance of DSPBR Micro Cap can be further evaluated with the past years’ returns. The absolute profits of the scheme reached up to 99.7% in the year 2014. Moreover, the three- and five-year returns on the scheme are 42.00 and 29.70 percent respectively.

To get some more knowledge about this scheme, we must take a look over the portfolio concentration of DSP BlackRock Micro Cap Fund which primarily consists of equity investments. The 91.22% of the funds of the scheme have been invested in the equity and equity-related instruments. Moreover, the remaining 8.78% has been parked in the money market instruments in order to gain regular income. The fund allocation graph depicts that majority of the capital has been parked in the chemicals, textiles, construction, financial, healthcare, and engineering sectors. These all are among the high-yielding industries which enhance the capital worth of the investors in a consistent manner.

Furthermore, the holdings of the scheme involve small-cap companies which are extremely capable of growing money into wealth. Though small in size these entities endeavour to provide highest possible returns to the investors and will enhance the capital worth of the investors. The top-five holdings include Sharda Cropchem, SRF, Atul, KPR Mills, Repco Home Finance Ltd. These corporates are well managed and tend to deliver greater profits to the investors.

All the current investors are gaining high yields on their invested capital and making a high income. You can analyse the scheme’s NAV and performance on MySIPonline, which is an online portal for mutual fund investments. It will help you in opting for a suitable investment plan for your portfolio and will commemorate the the fact that DSP Blackrock Micro cap Fund is worth making investments in.

Why Invest in Franklin India Smaller Companies Fund?

A small-cap fund is considered to be the best alternative for an investor looking for high-growth opportunities. The reason being is that they have investments in such companies which are at their initial levels of establishment and have a lot more scope to grow higher. With a small market capitalisation, these entities build strong managerial capabilities to ensure greater profits for a wide establishment.

Franklin India Smaller Companies Fund is among the best-performing small-cap funds in India, which endeavour to provide the opportunities of gaining capital growth with the primary objective of appreciating investors’ wealth over a long-term period. It has made investments in the small- and mid-sized companies because of which it tends to offer exceptional profits during market upturns. Though the market volatility is quite high in this plan, the fund managers keep analysing the market to reduce the same for the benefit of investors. Here are the reasons why you would invest your money in this fund:

Market Performance and Ranking
The franklin smaller companies fund scheme is an outperformer in its category and has offered up to 88.8% absolute annual returns in the year 2014. At present, the three- and five-year returns on this plan are 34.80 and 30.00 percent respectively. Moreover, the scheme holds ‘Second’ rank in the ‘Small & Mid-Cap’ category by CRISIL for the quarter which ended in December 2016.

Offers Growth Opportunities
Franklin India Smaller Companies Fund has been outperforming its benchmark and category for a long time and has offered greater returns as of now. The scheme has investments in small-cap companies which include Finolex cables, Equitas Holding, Haria Exports, Yes Bank, and Guj Minerals, which are performing tremendously in the market. Thus, the chances to grow capital in this scheme are very high for the investors.

Fund Manager’s Expertise
The fund managers of the scheme are R. Janakiraman and Hari Shyamsunder who are having great expertise in managing funds. They have a focused strategy of making investments as per which they aim to invest in such companies where growth opportunities are extreme.

Portfolio Concentration
The scheme has been designed keeping in view the perspective of a long-term investor. They have made major investments in the equities to attain capital appreciation, while the remaining has been parked in the cash instruments assuring financial stability through regular income. Moreover, the sectors in which it has invested capital include finance, construction, engineering, chemicals, and services. They offer greater returns to make the portfolio highly productive.

So if you find this scheme feasible for your investment goals, then you must avail the free investing services of MySIPonline to start investing now. They have the best online investing solutions and tools which are aimed at making investment plans the best.

Researched Analysis of Franklin India High Growth Companies Fund

Whenever an investor seeks investment in a mutual fund plan, he/she asks for a researched data about the schemes so that he/she could attain the required knowledge about the product prior to investing. There are various platforms which provide fact sheets and other details regarding the schemes so that one can build a better knowledge of the same. Here we will come to know what are the prime features of Franklin India High Growth Companies Fund so that we can understand why investing in this plan is worthy for gaining wealth.

Franklin High Growth Companies Fund is an open-ended scheme which is ranked “Third” in the Diversified category by CRISIL for the quarter which ended in December 2016. It has been advised to the investors that if they are current investors of this particular plan they must keep a regular watch on its performance so that they do not lose their capital worth.

NAV of Franklin India High Growth Companies Fund amounted to Rs.33.530 as on March 09, 2017. The absolute returns of the scheme for the past five years, i.e., for the year 2012, 2013, 2014, 2015, and 2016 are 42.5%, 8.5%, 78.6%, 1.3%, and 4.3%, respectively. Moreover, the performance of this plan can be further analysed with investments made for three and five years. It is offering annualised returns of 26.8% and 22.8%. With this, we can conclude that the scheme is outperforming in the industry and can provide us with the best returns so far.

If we talk about the investment details of Franklin India High Growth, we can analyse that it has the primary objective of acquiring a capital appreciation for the investors through investments in Indian companies or sectors which have high-growth rates and great potential. The scheme is open-ended in nature and tends to provide with the extreme benefits of flexibility to start and redeem investments anytime. Moreover, the minimum investment amount for the scheme is Rs.5,000 in the case of lump sum while for SIP, the amount is Rs.500 only. The returns of the scheme since its launch are 13.39%. The AUM of the scheme as on January 31, 2017, is Rs.5,385 crore. This further provides that the scheme’s market holding is remarkable.

Going further towards the portfolio concentration of Franklin High Growth Plan, we can evaluate that it has investments in the most promising sectors and ventures. The top-three sectors in which almost 60% of the total asset of the scheme has been parked include banking or finance, automotive, and telecom. The major holdings of the scheme include SBI Bank, ICICI Bank, HDFC Bank, Bharti Airtel, and Axis Bank. Accordingly, it assures yielding of consistent returns which can help in creating wealth in the future.

The fund is an outperformer against both its category and benchmark and holds a better possession in the market when compared with its peers. If you wish to make an investment for capital growth in a longer tenure, then this fund is one of the right funds for you.

You can avail the online investing services of MySIPonline to buy a lump sum of SIP in this plan. It will help you in accomplishing your financial goals by enhancing your wealth. Don’t wait anymore, go and grab the best opportunity by investing in Franklin High Growth Companies Fund.

Why Investing in SBI Bluechip Fund Beneficial?

Mutual Fund is just like a new born baby for most of the Indians. People keep asking lots of mutual fund questions whenever and wherever they find such an opportunity. Among a large number of funds, it is challenging for the investors to make a choice for themselves. Every AMC and mutual fund promise to provide the best returns in the industry, but which one among them is suitable for your goals, is the matter of concern. Some funds in the industry are beneficial for every investor, and SBI Bluechip Fund is among those. Let’s have a look at the reasons which make investing in SBI Blue Chip a fruitful choice.

The Scheme

SBI Bluechip was launched in the month of January in 2006, and as on December 31, 2016, has an asset under management amounting to a Rs.7,320.88 crore. It aims to provide every investor with the best opportunities for long-term capital growth by actively managing the investments in a diversified basket of equity securities of such companies which have market capitalisation equal to more than market capitalised stock of S&P BSE 100 index. The scheme’s performance is benchmarked as against S&P BSE 100, and it is managed by Sohini Andani.

Allocation of Asset

The fund manager of SBI Bluechip Fund growth invests at least 80% of the total invested money in the equity, and equity-related securities. The investments are made in the instruments of companies with a market capitalisation equal to or more than the least market capitalised stock of its benchmark. The fund manager can invest up to 20% of the capital in companies that are listed in the next 200 stocks as per market capitalisation. In order to provide wide diversification, the fund manager can invest an amount, i.e., up to 30% of the invested money in debt and money market instruments which offer consistent returns and help in gaining financial stability.

Portfolio Concentration

This scheme from SBI Mutual Fund has almost 90% of the money being invested in the stocks while the remaining being put in the debt instruments. Out of the total money invested in equities, the fund manager has made an investment of almost 75% money in the large-cap stocks and shares while the rest is being parked in the stocks of mid-cap companies. Banking & finance, pharmaceuticals, automobile, energy and consumer goods are the top-five sectors in which 23.28%, 10.70% and 7.33% and 7.25% shareS have been invested respectively. The three sectors account for 40.56% of the portfolio.

Investment strategy

SBI Blue Chip Fund offers a growth-oriented portfolio consisting of large-cap shares. For the mid-cap exposure, the investment comprises of companies with fairly decent market size. The fund manager of this scheme avoids companies with market capitalisation being less than Rs.5000 crore at the time of making an investment. She opts to buy such companies which tend to offer long-term growth visibility. She tries to find growth leaders in various sectors and grabs the best ones for investing.

Should You Invest?

The investors who are looking for a scheme offering equity exposure at considerably lower risk and want to fetch some extra returns as compared to the market must opt for this plan to start SIP for five years. As we know that capital gains earned on investments held for a long-term tenure are tax-free, one can gain superior benefit over a period of time to make the future financially secure. Moreover, the dividends earned on this plan are tax exempted, so it is no doubt the best plan to start saving.

If you want to start investing now, you must avail the online investing services of MySIPonline which will further provide you with the best advisory free of cost.