Why ABSL Equity Fund is in High Demand in the Market?

The craze of mutual fund investing is raging these days. Thousands of new aspirants are making their way to the industry in the hope of earning better returns and accomplishing their objectives. With the increase in the investor traffic, many new schemes have been popping up in the market.

This surge in the options, however, has created a confusion amongst the investors over choosing the funds for their portfolio. They tend to be apprehensive about their choices, and hesitate moving further with their plan. But, if they chose to invest in Aditya Birla Sunlife Equity Fund, they might be saved from the trouble of getting stuck in the middle of their plan.

The Fund Analysis

Aditya Birla Sun Life Equity Fund (G) is an equity-oriented multicap fund. Started way back in 1998, the fund is amongst the top multicap funds to invest in India. It competes against the benchmark S&P BSE 200 TRI, and has overpowered it in the terms of performance.

ABSL Equity Fund has been known to produce good returns at moderate exposure. As a result, it has been able to draw large traffic of investors, and accumulate a colossal wealth that amounts to Rs. 10,148 crore as recorded on 31st December, 2018.

The Objective 

Though equity driven, Aditya Birla Sunlife Equity Fund – Regular Plan (G) also shares a part in debt and money market instruments. Almost 96% of the assets of the fund are placed in equity and related instrument, while the balance is debt and money market instruments. Further, the fund adopts top-down and bottom-up approach of investments, whereby a decent amount of assets is placed in IPOs, emerging sectors and other potential market areas.

The Key Features   

In order to be sure about the durability of your plan, it is important to know the funds from inside out. MySIPonline – North India’s best online investment portal – has been assisting investors for years in making top mutual fund plans. It analyses all the top performing funds, and conveys an unbiased opinion on the fund.

As a part of its educational programme, MySIPonline has sketched a detailed analysis of Aditya Birla Sun Life Equity Fund (Growth) describing its features as follows: -

• Superb Results in the PastABSL Equity Fund has been a star performer in the multicap category. Through its impeccable performance, it has stayed ahead of the league and have set a new standard of performance. In the last five years alone, the fund yielded 18.66% returns, while the yield to date remains at 23.09%.
• Excellent Portfolio Management The fund management is the key for the survival and growth of a fund. And Aditya Birla Sunlife Equity Fund is blessed with some of the best brains in the fund management regime. They analyse the fund’s performance in tandem with the market, make necessary adjustments, and ensure that the growth remains steady and doesn’t face any glitches, whatsoever. 
• Careful Analysis of StocksBesides handling the performance, the fund managers are keen about the stock-picking process. They choose only those options that belong to high end companies, and are capable of yielding handsome rewards in the future. 
• Affordable Investment OptionInvesting in Aditya Birla Equity Fund doesn’t burn a big hole in your pocket. If you chose an SIP plan, then you can commence your investment right away at just Rs. 100.

Though getting desired results in the money market is a bit difficult, choosing the best funds like ABSL Equity Fund for your portfolio simplifies the process. And, with the help of MySIPonline, things can get much easier.  

How to Start Investment in HDFC Top 100 Fund with Rs 500?

HDFC Top 100 Fund is a large-cap focused equity scheme which invests approximately 99% assets in equity. As the scheme invests majorly in large-cap stocks, it brings stability and growth in the portfolio. The investors can generate risk-adjusted returns from this scheme over a long-term horizon as mentioned in the investment objective. Under the leadership of Prashant Jain since 2002, this scheme has maintained consistent performance and sustained the unfavourable markets as well. If you have Rs 500 to invest in mutual fund per month, then here are the points explaining why it is a suitable scheme to invest in.

Minimum SIP Amount

When you start investing in any mutual fund, the minimum investment amount is necessary. Every mutual fund has a limit to initiate investment either through SIP or lump sum mode of investment. When we look at the minimum amount to start an investment with HDFC Top 100 Fund, it is Rs 500 for SIP and Rs 5,000 for lump sum. From the minimum SIP amount, it is clear that you can easily start investing in this scheme. Apart from this, it is also the better approach than lump sum mode of investment to reduce the risk to lose the invested amount as SIP has the power to sustain volatility and provide risk-adjusted returns along with rupee-cost averaging and compounding benefits.

Time Horizon

If you are thinking to invest in HDFC TOP 100 Fund G for a short-term horizon, it is better to skip the investment in this scheme because the fund manager invests in equity securities to generate stable returns for a long-term horizon. So, if you are ready to invest in this scheme for a long-term horizon (5-years and more), it is a suitable scheme for your portfolio.

Expected Returns

Since inception, HDFC TOP 100 Fund growth has produced 19.84% annualized returns (as on 16th Jan 2019). Considering last 5, 7 and 10-years performance, it has generated around 14.94%, 14.42% and 18.18% annualised returns and outperformed both the benchmark and category’s average. Analysing the past performance and portfolio, you can expect higher returns from the scheme for a long-term horizon. With investment in this scheme, it is sure that your returns will be adequate to beat the returns generated from FD and savings bank deposits over time.

Zero Service Cost with MySIPonline

MySIPonline is an online mutual fund investment platform where you can get all the information about 22 AMCs and the schemes offered by them. You will also get top recommended fund list, tax calculator, SIP calculator, and free portfolio suggestions to choose the scheme. Amazingly, all the services offered by this platform is totally free. For starting investment in the mutual fund, you only have to register and complete the profile with us. After registering and completing the profile, you can consult with our experts and discuss your investment goal, risk-appetite, and expected rate of returns to get most suitable suggestions.

With MySIPonline, you can invest in HDFC Top 100 Fund with a minimum of Rs 500 through SIP and get relevant suggestions regarding your portfolio from time to time to make necessary changes. Still, if you have any doubt, you can contact our experts to get the most relevant solution for your investment problem. 

Invest in Franklin Mutual Fund with 6-Follow-Ups to Ride out Volatility

With an aim to never settle, Franklin Templeton Mutual Fund is confident to deliver continuous output for investors by focusing on ambition. Whatever is the objective of the investment, the investors will get relevant solutions as this AMC has a global investment experience of 70-years to match with their investment goals. It survived all the ups, downs, and different market conditions throughout the tenure and was able to sustain all sorts of market volatility. This AMC has earned the respect and trust not only from Indian investors but from the global investors as well. Having branches across 25 countries in the world and more than 600 fund management professionals, it follows a unique investment approach and concentrates on the global securities to fulfil the investment criterion by going beyond the most visible securities. Here are the follow-ups to survive the market volatility with Franklin Templeton Mutual Funds.

Do Not Watch the Sidelines

It is the general approach of investors to wait for the market to settle down when it becomes volatile. Fearing from the losses, they keep their money in cash or idle for a period of time and wait for the right time to invest. Like spotting the decline, predicting the upward trend is also difficult, and in this phase, sometimes they miss the opportunities as well. So, if you are sure to invest in Franklin Templeton MF, instead of waiting for the right time, start investing now based on your investment objective and risk-appetite.

Follow Systematic Investing 

Investing in Franklin MF with SIP will help the investors in reducing anxiety about the market volatility. With time, rupee-cost averaging and compounding benefits will work like wonder in improving the worth of investment over a long-term horizon. When the market becomes down, the investors purchase more units and vice-versa to overcome the effects of the market volatility for investors.

Re-Examine the Portfolio

If you have invested in some schemes of Franklin Mutual Fund 3-years ago, it is required to re-examine the diversified portfolio to check-out relevancy in present market trends. As no mutual fund can perform similarly for lifetime, adjusting the schemes according to the investment needs and performance is a necessary follow-up. MySIPonline always provides the best suggestion when the market becomes volatile to investors based on their goals and risk tolerance time to time.

Ignore Yesterday’s Winner

During the market volatility, many investors become confused and invest in the mutual funds which have been winners for a short-term. Whatever scheme you are investing in, make sure that you match your investment goal and risk-appetite first before starting to invest.

Equity Takes Time

Some investors redeem from equity funds when the market becomes volatile. They are required to understand that equity investment takes time to generate favourable returns and analysing them based on the short-term performance is not the right way to get adequate returns. So, if you are also investing in some equity schemes of Franklin Templeton Mutual Fund, it will be better to stay invested for a long-term and avoid any kind of short-term under-performance.

Doubt Your Doubt

Every investor knows the basic rules of investing that is to create wealth, they have to stay invested for a long-term and maintain a diversified portfolio. But, when the market becomes volatile, they start doubting their beliefs and believing in their doubts. Confusing between the crisscross, they withdraw from the Franklin Mutual Fund. So, the investors are advised to stay invested in the scheme and doubt their doubts instead of beliefs.

Following the points as mentioned earlier, investors can easily sustain the market volatility and stay invested with Franklin Templeton Mutual Fund. You can also get the top recommended mutual fund list by visiting our website for maintaining a diversified portfolio. 

Why Is SBI Magnum Low Duration Fund Best Scheme of its Category?

Everyone wants to invest in the best mutual fund schemes. In fact, many of us always keep searching for the best funds of various categories, so that our portfolio grows. So today, the experts of MySIPonline have brought you a fund which is best in low duration mutual fund category, namely SBI Magnum Low Duration Fund. The fund has constantly given good returns and is ideal for short-term investors. Let’s see why we are recommending this fund starting with its basic details.

Outperforming Returns

SBI Magnum Low Duration has delivered outstanding returns all these years. It has always managed to beat the benchmark as well as the category average in its calendar year returns. Besides this, in the past year, the fund has delivered the returns of 7.56% which is higher both than its index and peers. So, investors who want to invest in the fund can expect high returns with moderate risk from it.

High Rated Portfolio

SBI Magnum Low Duration Fund- Growth Plan is investing in 65 securities currently. These instruments are of high credit risk and low-interest rate sensitive. The average rating of its portfolio is AAA, which can yield approximately 8.34% of returns at their maturity. The average maturity of the fund is 0.57 years so that investors can get good returns with the least risk in its portfolio. Most of its instruments are debentures, commercial papers, and bonds. These have a maturity between 6 to 12 months.

Experienced Fund Management

Mr Rajeev Radhakrishnan manages SBI Magnum Low Duration Growth Fund since 2008. He selects the best instruments from the entire range of debt and money market securities in line with the investment objective to provide attractive risk-adjusted returns to its investors. He actively manages the credit risk and interest rate risk of the portfolio to deliver exceptional performances.

Who Should Invest?

SBI Magnum Low Duration Fund- Regular Plan provides investors with an opportunity to generate returns by investing in debt and money market instruments in such a manner that the Macaulay duration of the portfolio is between 6 months and 12 months. So, investors who have a moderately low-risk appetite and 6 to 12 months of the investment horizon.

Investors who want to invest in growth and dividend options of SBI Magnum Low Duration Fund start it off just by registering themselves at MySIPonline. If you face any issue in investing or registering, you can connect us via call or email. You can also post your queries regarding the fund and mutual fund investments here, and our financial experts will reach you soon.

How and Why to Start Saving for Retirement with Reliance Retirement Fund Now?

Your first paycheck may be meant for buying that shoes or dress which you were looking from months, or endless parties on the weekend as well as getting as many pictures for perfect #OOTD for Instagram. No one thinks of saving it or investing it for the retirement purpose this early, right? We hate to kill your buzz, but most of our experts say that everyone should think about it. Because the time is by your side and retirement planning is that thing that you should do ASAP. Guess what, if you plan your retirement now with the Wealth Creation Plan of Reliance Retirement Fund, you can make all your forlorn dreams into reality.

To be financially secure and pursue dreams at the same time, you need to start saving early. We all know that adulting is hard, but here MySIPonline has bought you a few tips that help you to live the best life sooner than you think.

How to Save?

We always focus on investment through SIP mode. It has one of the biggest plus points which investors need not to time the market. Hence, investing recurrently will make sure that you are fully invested at various highs and lows and this will make the most of the opportunity that is hard to predict in advance. SIP investment offers the advantage of compounding, which Albert Einstein called the 8th wonder of the world. It’s because with every passing month of investment the interest will generate and also accumulate earnings from the previous interest.

So, if you invest the amount of Rs 5,000 every month for 25 years in Reliance Retirement Fund and expect the interest of 15%, you will have Rs. 1.65 Crore at the end. And if you step up the SIPs by 10% every year, you can take the amount of Rs 2.56 Crore to your home at the end of 25 years.

Why Reliance Retirement Fund?

The fund which has been meant explicitly for generating retirement corpus offers two investment portfolios to investors. It has wealth creation and income generation plans, where the former invest 80% of its corpus in equities while the later invest its 80% of its corpus in debt plans. The best part about these two is that investors can choose to transfer from one plan to another at any time of investment under the auto transfer facility.

Reliance Retirement Fund is an open-ended scheme, with a lock-in period of 5 years or till retirement age, whichever is earlier. So, investors who redeem their units before attaining the age of 60 (retirement age), they have exit load of 15%. This policy has been adopted by the fund to make investors stay invested in the long run. Besides this, the fund also offers deduction to investors under Section 80C of the Income Tax Act, 1961, up to Rs 1.50 Lakh.

So, if you are investing in Reliance Retirement Fund- Wealth Creation Plan, remember that slow and steady wins the race. You will reach your goals if you invest small amount regularly but stay invested for a long run. For investing in the fund, register yourself at MySIPonline. If you face any issue in investing, you can connect with our experts via call or email. You can also post any of your query related to the regular plan of the fund here, and our support team will reach you soon.