How & When to Choose Kotak Equity Savings Fund?

Equity Savings Fund is the category which invests in a mix of equity, debt, and arbitrage instruments. However, it maintains a minimum exposure of up to 65% (it contains arbitrage portion as well) to be called as equity fund by the definition of SEBI and the rest is invested in debt securities. Kotak Equity Savings Fund was launched on 13th Oct 2014, after SEBI’s categorization norms to define taxation in debt fund. So, following the significant exposure, the investment in this scheme is categorized according to equity taxation norms. Here are points mentioning how and when to choose Kotak Equity Savings Fund G.

Long-term Goals:

As the scheme maintains significant exposure to equity instruments, it is better to hold on this scheme for long-term goals. Further, the AMC also recommends the investors to stay with Kotak Equity Savings Fund growth for more than a year and exempt from the exit load of approximately 1%. So, if you are planning for a goal of 5-years and more, you can choose this scheme and gain over a period with equity taxation benefits.

Asset Allocation

The portfolio of Kotak Equity Savings Fund G NAV consists of around 26.94% assets in equity instruments, 22.36% in debt instruments, and 49.93% in cash equivalent to use for arbitrage opportunities. Apart from this, the fund manager of the scheme has the freedom to change allocation in case arbitrage opportunities are unavailable or debt returns are more attracting than the equity. So, by maintaining a portfolio with lower risk and stable returns, this scheme is good for investors who have moderate risk appetite and want to invest in equity instruments. Choose this scheme when you want to maintain a diversified portfolio and attain equity taxation benefits on the capital gain.

Investment Objective:

For the investors who want to invest in debt instruments with low to moderate risk-appetite and want to get the advantage of equity savings, Kotak Equity Savings Fund is the best choice to get moderate returns over a long-term horizon.

How to Invest?

• To start investing in Kotak Equity Savings Fund G easily, you are required to register first at MySIPonline. When you are done with the registration process, you will get a mail mentioning your ID and password. 
• In the next step, you have to complete your profile with the required information. You are also required to provide your personal and bank account detail and wait for KYC approval. 
• When you are done with the primary procedure, you will get a separate account at our portal to start investing. By selecting the Kotak Equity Savings Fund growth scheme in the portfolio, you can invest so easily. 
• Further, you can check the performance of the scheme from your account itself. 
• Depending on the market conditions, you will also get updates as well. 

From the above-mentioned points, you can invest in Kotak Equity Savings Fund after deciding the relevancy of the scheme for your portfolio. For more information about this scheme, you can visit our website and contact the experts as well. 

Like Investing in Axis Mutual Fund with MySIPonline? It's Time to Share

When you started investing in a mutual fund, you might have taken advice from your friend, relative, and adviser to get relevant information about getting started. Like we, at MySIPonline, guided you to make your investment grow without charging anything, now it is time to pay off by just sharing your experience with your friends. As our experts help you in finalising the relevant schemes under Axis Mutual Funds, they can help your close ones as well in getting the best possible solution. With the same thought, in favour of us, please share the app and website to your dear ones. You are not required to say anything exorbitantly as sharing what you get here by investing in Axis Mutual Fund online is enough to help us grow.

Share What You Get at MySIPonline 

It is a well established mutual fund service provider which offers a range of investment options under a roof. Like you invested in Axis MF, there are 21 others AMCs as well with variegated schemes. As you have experienced our services and investing process, you can easily tell about it to your friends and family. You can also explain how easily they can start investing after registering and completing profile successfully. Further, as we promise, the investors are not required to pay a single penny, you can also share this to make them aware of what they will get here than others.

Explain the Reason of Investing 

Axis Mutual Fund is one of the leading brands in India when it comes to mutual fund investing. As you may have explored our website, there is a range of schemes provided under equity, debt, and hybrid category. You can explain to them how you have finalised Axis Mutual Funds for your portfolio and how our relationship manager helped you in analysing your risk-appetite, investment objective, and expected returns for a particular time horizon. This genuine approach of sharing not only help us in extending our reach but also help you in building a strong relationship with your relatives and friends because our prime objective is trust and we take it more seriously for professional conduct.

Share You Like the Best 

You can also share our features and tool which had benefited you in making investing easy in Axis MF. It may be possible that you have not explored the tools fully, then you can share what you like about app and services. You can also share your experience with our support team who is always ready to help you out in and out. If you are impressed by our articles and blog section, you can also mention this to them. So, share what you liked the most by investing in Axis Mutual Fund through the portal.

Tell How It Benefited You

When you share your experience, most people will pay attention on how it has helped you in generating stable returns, and then you can also explain about portfolio suggestion, recommended fund option, and experience of investing with us.

So, Axis Mutual Fund online is a good option to get started with the mutual fund, and it will be added benefit if you are choosing our investment platform. Moreover, thank you for being connected with us and trusting our portal. Now, it is our turn to show the same trust to whom you are sharing the experience and recommending this portal. 

How to Invest in SBI Credit Risk Fund and Reduce Risk in the Portfolio?

SBI Credit Risk Fund was launched on 14th July 2004 with an investment objective to invest predominantly in corporate bonds which are rated AA and below and maintain moderate liquidity with money market instruments for giving an option to utilise opportunities of bonds. The portfolio of the scheme is handled by Mr Lokesh Mallya and Ms Mansi Sajeja since Feb 2017. Since inception, this scheme has produced around 7.58% annualised returns and always generated positive returns. Apart from this, considering year on year returns, it has always outperformed the benchmark till now.

In last 3, 5, 7, and 10-years, it has produced around 7.88%, 8.75%, 9.08%, and 8.34% respectively. Considering performance, you can invest in this scheme for a short to long term duration.

Follow the Steps to Start Investment at MySIPonline

Register

It is an independent mutual fund platform to provide various mutual fund services to investors in order to fulfil their investment needs regardless of the financial status. The investors will get all types of schemes based on their investment objective, risk-appetite and time horizon here. All you need to do to start investing is register at us. You don't worry about the charges as it is free of cost and a one-time process. After registering, you are asked to complete your profile where you have to provide some personal detailing to maintain a profile with different AMCs. So, to start investing in SBI Credit Risk Fund G, first, you have to register at our portal.

Complete KYC Verification

KYC is also a compulsory process where you have to provide the details to verify your IDs. If you are planning to invest in schemes provided by different AMCs, no worries as it will be valid for both to start investing. So, after completing KYC compliance, you are free to choose SBI Credit Risk Fund growth along with different mutual funds for your portfolio, depending on your decision.

Add the Scheme 

Finally, you have to add the SBI Credit Risk Fund to your portfolio. After adding the scheme and successfully completing the investing process, you get access to your investment account where you can check performance, redeem and do additional purchase as well. Apart from this, based on the market conditions, you will also get updates regarding your investment.

How to Reduce Risk in the Portfolio?

By analysing the past performance of the SBI Credit Risk Fund, it is clear that this scheme has a stable portfolio with low to moderate risk only. With significant exposure to debt instruments, the overall risk is already reduced, but below AA rated bonds in the portfolio may insist you to apply risk mitigation tactics. So, the first thing to get adequate returns from this scheme is to stay invested for a short to long term and do not redeem in a very short term duration. Further, you can choose SIP mode of investment as well to feel confident with your investment.

By following the above-mentioned process of investment and suggestion to stay invested for a particular period, you can get stable and safe returns from this scheme. MySIPonline also provides some free tool to assist the investors in getting out of tough calculations such as SIP calculator and tax calculator.