SBI Infrastructure Fund: An Option for Your and Country’s Growth

Infrastructure has always been a crucial factor contributing in the development of Indian economy. It is a bridge that connects products to the markets, workers to industries, people in rural areas to urban progress, and people to services. Benefitting the country by lowering the costs, enlarging the markets and facilitating the trade, this sector has played its part efficiently. To take advantage from the infrastructural growth of the country, SBI Mutual Fund has introduced SBI Infrastructure Fund.

SBI Infrastructure Fund (G) –Specifics

It is an open ended equity scheme that offers the investors an opportunity of long-term wealth generation through an active management of investments in equity. It invests in diversified stocks of those companies which are directly or indirectly indulged in the infrastructural growth of Indian economy. It was launched in May, 2007 and since then its AUM has grown to Rs.617.22 cr. SBI Infrastructure fund Growth is managed by the ace fund manager; Richard D’Souza who is a B.Sc majored in Physics from University of Mumbai.

The fund has its assets allocated in both equity and debt instruments with 96% investment in equity and 4% in debt instruments. It has a mix of 26 stocks at present of which top 10 stocks has maximum allocation of 54.16%. Against the benchmark’s portfolio allocation the fund is overweight in the sectors such as, construction and engineering whereas underweight in communication, energy, and services. To compare its sector allocation, it has taken NIFTY Infrastructure TRI as its benchmark.

Sector Allocation of the fund vs. benchmark

Top five companies that the fund has its holdings in are Larsen & Turbo, Bharti Airtel, Elgi Equipments, Kalpataru Power Trans, and Sadbhav Engineering.

How has the Fund Performed?

When we analyzed the year-on-year  or annual returns of the fund, it was seen that in the year 2008 when the market underwent huge crash, it suffered severe downfall and incurred whopping losses to investors. But, it covered its performance in the nick of time in 2009 by proffering a lofty return of 75.3%. After that it couldn’t bear the market volatility and behaved proportionally to it for consecutive years.

Year-on-Year Returns in %

When Mr. D’Souza took over the fund in the year 2014, he managed to break the chain of ups and downs. And since then the fund has outperformed its own benchmark by giving remarkable returns.  This is evident from the above table.

Hence, if you are someone with high risk appetite and want to invest in infrastructure sector then SBI Infrastructure Fund is the one you should opt. If you want to start your investment in this fund then you should connect with MySIPonline without a further delay. We assure  to guide you throughout the investment process and solve your issues and queries regarding mutual fund investments.

Torch Your Tax Liabilities Through Aditya Birla Sun Life Tax Relief 96 Fund

The Indian Taxation system is a complex structure of laws and regulations which often gets altered, which is why it becomes quite difficult to correctly measure the tax liabilities in accordance with the prevailing rules. No matter whether you eat, sleep, breathe or simply exist, you’ll have to pay taxes for all of it. A few years ago, there was tax even on the mortuary services until recently, the government decided to remove that burden. Hence, paying taxes is the worst nightmare for any person on Earth! Thus, investing in a top ELSS scheme, viz. Aditya Birla Sun Life Tax Relief 96 Fund is the need of the hour if you really wish to put a bar on your rising tax liabilities. MySIPonline is the sole place on the internet where you can find all the best mutual schemes of different categories, including the most preferred tax-saving ELSS options. Today, we are going to discuss about one such A-grade tax-saving scheme, Aditya BSL Tax Relief 96 Fund, which apart from topping the charts of the recommended segment, have also procured phenomenal returns for the investors. But before that, let’s have a brief discussion on ELSS Funds so that you will be able to understand every bit of this article, effortlessly. Here comes the knowledge blast!

ELSS Funds - An Outline

Equity Linked Saving Schemes, alias ELSS Funds or “The Tax Hunter”, is a category of mutual funds, preliminary developed to provide a resort to the investors to make a smart investment for the purpose of curbing their soaring tax liabilities, and also earn better returns than what other tax-saving options, such as National Savings Certificate (NSC), Public Provident Fund (PPF), Unit Linked Insurance Plan (ULIP) etc., may fetch them. There are two glorious advantages of these schemes: -

• First, they bear the least lock-in period of three years, which means that you won’t have to bear the distance from your funds for too long, and since a three-year long period is involved in here, you’ll also be able to savour the entire growth cycle of the market.
• Second, these funds fall under the list of qualified investments which are eligible for deduction under Section 80C of the Income Tax Act, 1961. Hence, you can earn a deduction of up to Rs. 1,50,000 from your total taxable income, thus reducing your tax liability up to Rs. 46,350. 

The Mutual Fund Talk - Aditya BSL Tax Relief Fund  

Launched in March, 1996, Aditya Birla Sunlife Tax Relief 96 Fund (Growth) is an old member of the vast mutual fund family of Aditya Birla Sunlife Mutual Funds. With over 2 decades of operation in the market, this fund has crossed many rifts and have climbed many valleys, and have finally reached the summit of the mutual fund industry. With a tough competition given by some other ace funds in the industry, this fund proved itself worthy of being preferred even today where the markets are often caught in turbulences. Let’s expand our discussion beyond the horizon of these clichéd points, and let’s take a look at the following chart which is a condensed version of the most important statistics of this fund: -

Investment in tax-saving mutual funds have become quite easy these days, considering the increasing awareness and raising standards of living. Partnering up with MySIPonline further butters the entire process, as all the best ELSS schemes including Aditya Birla Sun Life Tax Relief Fund can be found under one roof. So, no more blubbing! Only happy tax saving!

Chop Down Your Tax Liabilities by Investing in Mirae Asset Tax Saver Fund

Today marks the end of February and with that, the countdown for filing the tax returns has begun. You must be scratching your head, thinking viciously about how to tackle the soaring liabilities of tax, and how to prevent your wealth from getting hurt by the tax authorities every year. Well, worry not, as this article has been written for solving all your tax related problems and enable you to live without fretting about your tax burdens. The one stop solution for this evil problem of your life is simply making an investment in Mirae Tax Saver Fund , a solid mutual fund belonging to the ELSS category, using MySIPonline’s exceptional online financial services which will not only work like a poultice to your bruised wealth, but will also protect it from any further damage. Let’s find out more about this fund and how does it act as a shield to your hard-earned money.

ELSS Funds - Knowing the Category 

Equity Linked Saving Schemes, better known by their abbreviation ELSS, are a tax saving investment avenue which are considered as the best option amongst several other tax-saving options available, since they bear the least lock-in period than any other alternative. Apart from saving you big bucks on your tax liabilities, these funds also strengthen your current financial position, thus allowing opportunities to grow exponentially. Since investment in these schemes qualify for a deduction up to Rs. 1,50,000 from your total taxable income under Section 80C of the Income Tax Act, 1961, you are thus able to save a might Rs. 46,350 on your tax liabilities.

Mirae Tax Saver Fund - An Overview  

Mirae Asset Tax Saver Fund is a brand new mutual fund scheme offered by one of the highly regarded asset management companies in the world, Mirae Asset. Launched at the brim of 2015, this fund has since taken the command of creating a healthy investment environment by emitting A-grade performances and saving the precious gold of the investors from getting ransacked by letting them avail the benefit of Section 80C, and also helping them save the capital gain liabilities arising on the redemption owing to the inherited lock-in period of 3 years.

The Fundamentals  

Before investing in any mutual fund, it is important to take a note of the prevailing per unit value as well as the size of the corpus it manages, so as to determine whether a fund is worthy of buying. Let’s have a look at the numbers secured by Mirae Asset Tax Saver Fund (Growth): -

• Mirae Asset Tax Saver Fund NAV witnessed a drop to the tune of 0.51% from its previously recorded value and stood at Rs. 16.454 as on 27th February, 2018. 
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• The fund manages a huge corpus that secured the mark of Rs. 857 crore as on 31st January, 2018, out of which the majority of the funds (61.63%) are stuffed in the stocks of giant companies. 

The Returns

Considering the fact that this fund is only two years old, it has still been able to put a leash on the market vibrations as can be seen from the remarkable returns that it has fetched since its inception, a brief account of which is given below: -

 Though there is a plethora of tax-saving investment options available out there, not all reciprocate in the same fashion as Mirae Tax Saver Fund. So, stop cracking your head by spending hours for searching for that perfect scheme, as with MySIPonline you can get done with the entire investment process in the best ELSS mutual fund schemes in less than 10 minutes.  

Know All About Reliance Tax Saver Fund Before Investing

Are you looking for a worthy investment in a tax-saving mutual fund in India? If yes, then this write-up is just for you. As you must have heard about the ELSS (Equity Linked Savings Scheme) which provides the benefit of saving on taxes under Section 80C, here we have covered one of the best ELSS schemes, i.e., Reliance Tax Saver Fund, to let you make the right choice of investment in the best fund. So let’s get started!

The Reliance Tax Saver Fund is an open-ended equity linked savings scheme which is worth investing in; on part of all those who are looking for the best tax-saving instruments for the financial year. It was launched in the year 2005 and is catering to the needs of all business as well as salaried professional in terms of reducing their tax liability. There are many investors of the Reliance Tax Saver Plan in India because of the fact that investors can benefit from the growth in equity apart from reducing the tax payments. The risk element is very small and this is the reason Reliance Tax Saver is among the top recommendations that we provide to the investors.

Here are some important points to know about this ELSS scheme.

1. Transparent & Safe - This scheme is in existence for a good number of years, and thus characterised by a great deal of transparency and safety. There isn’t any hidden cost in this fund which makes it affordable for every type of investor.
2. Minimal Risk Element - The Reliance Tax Saver Fund like other open-ended equity funds is prone to market volatility, but this risk is quite minimal and the capacity to generate long-term growth in capital further make the associated risk least affecting.
3. Simple Investing - The formalities that need to be fulfilled in order to start investing in this ELSS fund are not complicated. You can simply invest online through our platform in a completely paperless manner as we take the responsibility of successful investing in a hassle-free manner.
4. SIP for Smooth & Continuous Investing - You can give a structure to your ELSS investment in Reliance Tax Saver Fund by opting for the SIP route. In this, your investments remain disciplined and you keep on gaining not only the tax benefit but also the advantages of SIPs, viz., rupee-cost averaging and the power of compounding.
5. Liquidity: A Major Benefit - The tax-saving investments in India are found to have long lock-in period from ten to fifteen years due to which one loses the liquidity of the invested capital. But Reliance Tax Saver being an ELSS provides the liquidity benefit as well. With the least lock-in period of just three years, one can redeem the capital invested in the ELSS funds easily. 
6. Dividend Option - Being an equity investment plan, Reliance Tax Saver Fund offers the dividend option to the investors where one can enjoy regular earnings through the dividend payouts. With this, one can also associate the current financial requirements to achieve financial stability easily.

Hence, Reliance Tax saver is an all-rounder for investment purposes. You save tax, earn riches, and attain financial stability and liquidity through a single investment. So don’t miss buying this amazing scheme for your portfolio. Get started at MySIPonline right away, and experience the most simplified investment ever.

Light Up Your Dim World by Investing in Kotak Select Focus Fund

The Boeing 747, alias the Jumbo Jet, was known as “The Queen of the Skies”, and it certainly did rule the skies for more than 3 decades until recently, when it lost this title to Airbus A380. And the reason for relinquishing its title was the huge difference in the capacity to carry passengers - the former could carry 660 passengers, while the latter could easily accommodate more than 850 souls on board. Hence, the moral of the story is - size matters. So, when you are investing in Kotak Select Focus Fund, a large cap equity fund, you are actually taking the advantage of being invested in some of the most accomplished and well-established companies that have a large market base, as the large cap funds pick the stocks of these companies to build an investment portfolio.

In the booming markets where the earnings’ growth is a long term event, it is always better to stick to the schemes that have a keen focus on the large-sized companies. One such scheme that aptly follows this ideology is Kotak Select Focus Fund (G), that has been performing extremely well since its inception, and refurbishing the style of contemporary investments. At MySIPonline, you’ll find many high-performing schemes that have set new standards in the mutual industry, and have showcased exceptionally well returns streak; Kotak Select Focus Fund is one such option amongst this horde of reciprocating investment options. Let’s find out more about this scheme through this illuminating piece of information.

The General Remarks     

Kotak Select Focus Fund was introduced on September 11, 2009. Within a short period of time, this fund pulled enormous attention by giving stellar performances, regardless of the market conditions. It is commonly believed by the industry experts that making an investment in large cap stocks is a sensible approach of investing, at a time when mid sized companies have attained their saturation point and the chances of further acceleration are weak. Hence, you can tap remarkable opportunities by investing in Kotak Select Focus Fund as it has an exposure of more than 70% of its total corpus to large sized companies.

Peeping Inside its Statistics 

There are many factors that govern the success or failure of a product, especially in the mutual fund industry which is known for its volatile nature and uncertain behaviour. For a fund to stand erect no matter how hard the winds of market tries to blow it off, it is necessary to have strong fundamentals and steady numbers. Starting with the per unit value, the Kotak Select Focus Fund NAV stood at Rs. 32.559 on 16th February, 2018, which is a modest value for a fund of this size. Further, the fund manager of this scheme, Mr. Harsha Upadhyay, manages a gigantic asset base of Rs. 17,843 crore last recorded on 31st January, 2018. With such promising numbers under its belt, this fund makes a wise choice for those investors who are looking forward for a long term wealth creation through a stable, less-risky portfolio.

The Report Card

Within a short span of merely 8 years, Kotak Select Focus Fund (G) has established itself as one of the most favoured schemes by the investors, all because of the remarkable returns that it has fetched for its clientele. The following data chart will further enlighten you about the shining rewards that it has reaped over the years: -

If you too desire to get enrolled in the list of happy investors, then it’s time to log on to MySIPonline and start investing in Kotak Select Focus Fund (Growth) for a brighter, merrier future. 

Raise Your Capital with L&T Emerging Businesses Fund

Looking for creating wealth in the future? Want to enjoy all the amenities in life? Then think or plan something that can make all this come true. You do not need to wander here and there in search of wealth creation tools, but a simple investment will do wonders for you. Yes, an investment in L&T Emerging Businesses Fund can let your money work superbly for you to create tremendous wealth in the long-term tenure. Let’s get into it and understand how you can raise your money to create wealth.

Investment Objective of L&T Emerging Businesses Fund

Being an open-ended equity growth scheme, it aims to generate long-term capital appreciation from a diversified portfolio having predominantly the equity and equity-related securities which include the equity derivatives as well. Its key theme focus is on the emerging businesses or the small-cap companies with some additional investments in the foreign securities. One can invest either via the lump sum or the SIP route as per the convenience to achieve the goals in the longer tenure.

Significance of L&T Emerging Businesses Fund

As we know that the fund’s main objective is create wealth in the long run, it invests in the equity assets. What makes it different from other equity investment schemes is that it has a prime focus on the small and medium-size companies which are emerging businesses in the market and are willing to reach higher in a longer tenure.
The fund managers select the companies with the belief that the companies which are currently emerging and have strong management control are going to become the well-established entities in the future. They keep a focus on the bottom-up approach, and thus select the stocks of companies having high potential to yield the desired goals rather than opting for the ones having high valuations.

L&T Emerging Businesses Fund is suitable for the investors seeking higher returns compared to the broader market over the long-term tenure. It has a well-differentiated strategy which can add style diversification to the investor’s portfolio in order to reduce the risk element. With an experienced team of fund managers, the scheme is actively managed by following a robust investment process with a prime focus on in-depth research and risk management tools. L&T emerging businesses fund growth is an appropriate buy for long-term wealth creation.

The asset allocation of the fund further ensures high yields on the investments. The majority of the capital is being invested in the high-growth companies falling in the financial, banking, chemicals, manufacturing, construction, and auto ancillaries sectors. Hence, the fund has a great potential to provide riches to the investors.

Should You Buy L&T Emerging Businesses Fund?

If you are willing to create wealth in the long-term period and want to achieve the financial dreams with surety, then you must plan an investment in this fund. Being a high-risk fund, it is recommended that you should buy this fund only if you can bear the ups and downs in your investment values due to the fluctuating market. The scheme is ranked “First” in the Small & Mid-Cap category by CRISIL for the quarter ended in December, 2017. This further shows the reputation of the scheme in the market. So you must have it is your portfolio for creating long-term wealth and should not associate any of your short-term goals with the same.

Here, we have elaborated the essence of L&T Emerging Businesses Fund to help you understand that it is a perfect buy for wealth creation objectives. So if you wish to achieve your goals within time with a bit high risk, then you must start an online investment in this scheme right away at MySIPonline. We will assist you in simplifying the entire investment process and make your journey a success.

Is Axis Mid Cap Fund a Right Buy for Wealth Creation?

We, at MySIPonline, find various investors who cannot decide upon the type of fund or the scheme they should buy for their portfolio. Yes, it is difficult indeed, and that is why we are willingly making every effort to sort out this concern. Wealth creation is one of the biggest goals of almost every investor and achieving the same requires a lot of efforts. The schemes like Axis Mid Cap Fund are often recommended to the investors who wish to create wealth in the long-term period, but is it really worthwhile to add this to the portfolio. Let’s explain you the same right here!

The mid-cap mutual funds have the special charm in all the categories of the equity class. The reason being is that it invests in the rising companies with superior management aim to deliver fascinating returns which help in creating wealth. Among the other equity funds like large-cap and small-cap funds, the mid-cap schemes are moderately risky due to which the returns generated are risk adjusted. Axis Mid Cap Fund holds inherent risk but is among the top performers in its category due to which it is highly recommended by the experts. Let’s take a view of its performance and the portfolio to understand its potential.

Performance Track of Axis Mid Cap Fund (G)
Being ranked among the top-five funds in Small & Mid Cap category by CRISIL, this fund holds a significant position among its peers in the market. The absolute as well as the annualised returns of the scheme prove its efficiency of yielding exceptional profits for wealth generation. The absolute returns for the past five years have been positive and reached up to 75.8% in the year 2014. The annualised returns of the scheme are outperforming the set benchmark and making many investors rich daily. This is evidenced by the returns of 9.3% and 20.1%, respectively for three- and five-year investments. Moving further towards the SIP returns of the scheme, we can evaluate that they have been exceptionally higher. If you would have started investing Rs.1000 per month three years back in 2015, you would have made a total investment worth of Rs.45,488 which is almost 23% on an average.

Portfolio Analysis of Axis Mid Cap Fund
Once we are sure that the asset allocation of the scheme is perfect, it becomes easier for us to select the fund for our investment goals. This mid-cap fund from Axis Mutual Fund holds a strong portfolio with the majority of the capital being invested in the equity and equity-related securities of the mid-cap companies. The sector allocation of the fund showcases majority of the capital investment in financial, automobile, chemicals, services, consumer durables, FMCG, and textiles. The top holdings of Axis Midcap Fund are Gruh Finance, Sundaram Finance, Page Industries, P&G Hygiene & Health Care, City Union Bank, and Supreme Industries, which have a superior management team and potential to grow extremely higher with the market rise.

So now you must have understood that Axis Mid Cap Fund holds a high-yielding portfolio and has the potential to create wealth over time. You too must buy this scheme for your portfolio to fulfil your goals successfully.