Why Is Reliance Retirement Fund Wealth Creation Scheme a Perfect Beginning

Retirement planning is an integral part of the financial planning of every investor, as this is what decides that if the later years of a person will be as smooth as the present ones. Now, to get a good corpus for your retirement, the most important factor is a good start, and one such scheme that can provide a great beginning to your investment journey is Reliance Retirement Fund Wealth Creation Scheme. Let’s see what makes this fund stand out from the other retirement planning options.   

A Perfect Blend 

This scheme is a perfect blend of various combinations, and they are stated as below:

• The first and foremost combination it follows is the blend of value and growth investment style. This helps the scheme in providing stability as well as growth to the investors, as with value style of investing, it picks the opportunities that generate in the market and with growth style of investing, it picks stocks that can provide undeterred returns. It is one of the best strategies to enjoy long-term growth.
• The second is Reliance Retirement Fund Wealth Creation Scheme Growth Plans’ investment across different market caps, which will allow it to show stability during the market downside and high growth during the market upside. As of now, it has 77.09% investment in large-caps, 16.52% investment in mid-caps, and 6.40% investment in small-cap companies. Due to the volatility and correction prevailing in the mid and small cap space, the investment in these has been decreased which show the capability of the fund to adapt to the market trends.
• The third one is the blend of sectors in which Reliance Retirement Fund Wealth Creation Scheme invests in. At present, it has an investment in a total of 14 sectors from which finance, construction, energy, automobile, and technology holds the major allocation. This is another factor which will help the fund in generating stable returns during the variable market cycles.

Backed By Reliance Mutual Fund

This is yet another reason to choose this scheme. Reliance Retirement Fund Wealth Creation Plan is backed by one of the largest AMCs of India and some of the best minds are working together to move this fund to the top. This fund house is currently sponsoring a lot of great schemes right now, some of which are Reliance Small Cap Fund, Reliance Large Cap Fund, Reliance Liquid Fund, etc. With this exceptional management, the fund is expected to reach new heights in the coming years.

Available at Lower Price

Reliance Retirement Fund Wealth Creation Scheme is a little more than 3 years old and due to its flat performance during the yesteryears, the NAV has not increased that much and as of now it’s NAV is just Rs. 12.66 (As on Nov 21, 2018), which is just a little more than its face value of Rs. 10. So, this means that by investing now you can accumulate a great number of units even with small investment amounts. Now, this will help you greatly in the next few years as after the recent market downfall of October, it has shown a great stability and looking at it a jump in NAV can be expected in the next few months, providing you with a great growth.


So, these were some reasons to start your retirement planning with Reliance Retirement Fund Wealth Creations Scheme Growth Plan. Also, remember that for a perfect retirement corpus, the one thing you should always remember is that go for the long term investment and don’t guide your investments by getting affected by the volatility of the market, as ups and downs are a part of the equity market and this is what helps the funds to book profits.