Know the Benefits of Investing in HDFC MidCap Opportunities Fund

In today’s world, one source of earning is not sufficient to bear all the expenses. So it stands very important to find alternate sources of earnings to meet the uncertain or any planned future expenditures. The best way to solve this issue is to retain some amount of money from regular savings and invest it in the mutual funds. HDFC Mid Cap Opportunities Fund Growth is one of the best options as it is a growth-oriented plan which aims towards capital appreciation in the long term. 

This is obvious that when you are seeking high-growth prospects, you have to face the equivalent level of risk regarding market fluctuations. So, to reduce the risk factors, the best investment scheme is the one which invests in mid-cap companies with growth objective for the long run. The reason being is that mid-cap stocks offer higher growth opportunities in comparison with other equity options available. So, considering various factors, HDFC Mid Cap Opportunities stands as one of the best schemes because of its mid-cap investment criterion which provides compelling investment opportunities especially in today’s volatile market. Various advantages of investing in HDFC MidCap Opportunities Fund include: 

1. Performance in Comparison with its Category:  The HDFC MidCap Opportunities Fund NAV has shown a positive movement of more than five times in the past seven years, i.e., from 2010 to 2017. The current NAV is tracked at Rs. 51.853 as on June 12, 2017. It has outperformed its category and its benchmark, i.e., Nifty Free Float Midcap 100, many times with superior returns. Other than its category, it has also beaten the performance of other asset classes of similar nature. 
2. More Growth Opportunities Than Large-Cap Stocks: Midcap funds provide more growth opportunities than those offered by large cap. As large-cap funds invest a bulk portion of the total capital in large and giant companies which are well established and grown up in the market, they cannot fetch more growth opportunities. Contrary, mid-cap schemes invest in small- and middle-level companies which are in the path of attaining growth in the market. So, mid-cap funds offer more growth opportunities to create wealth.
3. Less Volatile Than Small-Cap Stocks: Midcap stocks are less volatile as compared to the small-cap ones. As small-caps invest in the start-ups and new companies which do not have any strong foundation in the market, these funds face high volatility. On the flip side, the mid-cap funds invest in corporations which are on the growth path and have a good base in the market with the market capitalisation of Rs. 500 to Rs. 10,000 crore. Thus, mid-cap stocks are less volatile.

HDFC Mid Cap Opportunities Fund Growth has multiple benefits for the investors which can be availed by investing in it. 

Therefore, it can be concluded that midcap growth funds are one of the best options available for the investors seeking capital growth and high-returns on investments over a long period of time. HDFC Mid-Cap Opportunities Fund Growth is one of the highly recommended schemes on various online investment platforms like MySIPonline. If you want to avail the benefits of HDFC MidCap Funds online, you must get associated with the best service providers today.

Save Tax up to Rs. 46,350 with HDFC Tax Saver Fund

Dealing with financial matters is not everyone’s cup of tea, only the professionals can do it. But when it comes to tax saving, every individual wants to plan the best to reduce the tax load from their income. With HDFC Tax Saver Fund, you can save tax up to Rs. 46,350 every year. As per Section 80C of Income Tax Act, 1961, it is provided that an individual can reduce the taxable income by up to Rs. 1.5 lakh to save tax in a financial year.

Introduction:

HDFC Tax Saver Fund (Growth) was launched on March 31, 1996, by HDFC Mutual Fund. It is a growth-oriented and open-ended scheme with features which help the investors in reducing their tax liability. The total asset under management of this fund amounts to Rs. 6,309 crore as on April 30, 2017. HDFC Tax Saver Growth NAV is recorded at Rs. 493.248 as on 8th June, 2017, which depicts the per unit market value of this fund.

Investment Objective:

It is an equity linked savings scheme which primarily aims towards capital appreciation while allowing the investors to save tax. The total assets of this scheme are diversified among various investments with a greater part in the equity shares and relatively small part in the debt securities.

Performance Analysis:

This fund is continuously providing the best possible results in the capital growth and reducing the tax burden of the investors. It has recorded an annual return of 99.07 per cent in the year 2009-10, while beating the ELSS category and benchmark, i.e., Nifty 500. The three- and five-years trailing returns are tracked at 11.71 per cent and 18.66 per cent respectively. 

Portfolio Analysis:

HDFC Tax Saver Fund has a diversified portfolio with investments in various sectors out of which a greater share is invested in the financial, energy, engineering, and automobile industries. This fund has equity exposure to around 95 per cent and the remaining portion is invested in the debt securities. The top holdings of this scheme are:

• ICICI Bank
• State Bank of India 
• GAIL
• Larsen & Toubro 
• Tata Motor DVR

The tax saving mutual fund investments are the best option to minimise the tax burden in a financial year. HDFC Tax Saver Fund is one of the most preferred ELSS schemes which has gained popularity and great possession in the market due to its performance.

Therefore, it can be concluded that HDFC Tax Saver Scheme has the potential to provide its investors with the tax benefits. This scheme is recommended by the financial advisors for the purpose of making 80C investments. There are portals like MySIPonline which provide online services to invest in the mutual funds, you can also avail the services by getting associated with them.

Reliance Pharma Fund - A Good Bet for Long-Term Investments

The need of pharma industry is everywhere in the world. This sector may not have tremendous track record in the mutual fund industry, but it has never gone negative in its performance. Because the demand for medicines and healthcare services is on a steady growth, this sector showcases consistent possession in the market. The investors who are looking for exposure to the pharmaceutical sector must consider Reliance Pharma Fund for their portfolio. Launched in the year 2004, Reliance Pharma Fund-Growth is consistently delivering benefits in the long term. Benchmarked against S&P BSE Healthcare, this scheme being an open-ended pharmaceutical fund majorly invests in equities and equity-related securities of the companies falling in the healthcare industry. The main point to remember about this scheme is that it is best suited to the investors having long-term investment goals.

Performance Analysis:
Reliance Pharma Fund (Growth) has shown a stable performance to its investors during all market weathers. Every mutual fund plan is subject to market fluctuations due to which it faces high volatility over time. But, this scheme has landed its investors on a positive platform with handsome returns in the long-term investment tenure. The best performance of this fund is recorded at an annual rate of return being 118.6 percent in the year 2009-10. It has outperformed its benchmark by a significant margin in the three- and five-year trailing returns. The Reliance Pharma Fund NAV, i.e., its per unit value, is recorded at Rs. 123.764 as on June 06, 2017.

Portfolio Analysis:
The assets under management of this scheme amount to Rs. 1,369 crore as on April 30, 2017. The fund invests around 99.37 percent of the total capital in equity securities, while a handful portion in the debt and money market instruments. Furthermore, out of the total equity investments, the majority portion of around 47.14 percent is allocated in the stocks of large-cap pharmaceutical companies having the market capitalisation of Rs. 10,000 crore and more. Apart from investing in the healthcare sector, this fund also parks a little amount of its capital in financial and manufacturing industries for the purpose of balancing the portfolio diversification. The top holdings of Reliance Pharma Fund are:

1. Sanofi India
2. Lupin
3. Sun Pharmaceuticals Inds.
4. Cadila Healthcare
5. Max India
6. Dr. Reddy’s Lab

Hence, it is no wonder that Reliance Pharma Fund is a good bet for long-term investment plans. The past performance and the analysis make it clear that it has the potential to offer steady returns to its investors in a longer duration. This scheme is more beneficial as the expert fund managers of Reliance Mutual Fund take care of the efficiency of its portfolio. You can also grab the benefits and secure your financial future by investing in Reliance Pharma Fund SIP online. MySIPonline is one of the platforms providing online investment services with a wide range of best-performing funds and various online investment solutions.

Reliance Regular Saving Fund - Offering Growth Opportunities

The risk factors are the most important parameters which are required to be kept in mind when the investor chooses a fund for one’s portfolio. Diversification, being the most important parameter in the mutual funds helps in reducing the risk appetite to a great extent. But for that one has to gain adequate knowledge to make the best allocation of funds in different categories so as to attain the correct balance between risk and returns. In order to help you in gaining the required level of returns in a balanced manner, the diversified equity funds are being designed. Under this category, Reliance Regular Saving Fund comprises a remarkable position.

Holding ‘Third’ position in the ‘Diversified Equity’ category, this scheme is an outperformer with a tremendous track record. As the primary objective of the fund is seeking capital appreciation and or generating consistent returns, it invests in the equity and equity-related securities to attain the same. Reliance Regular Saving Fund NAV amounted to Rs.65.153 as on June 02, 2017, which demonstrates the per unit price of the scheme as on that day. The scheme has a growth style of investing according to which it leads the invested capital to great heights and helps investors in gaining accumulated wealth.

The performance of Reliance Regular Saving Fund can be well analysed as per its absolute and annualised returns. The absolute returns of this mutual fund plan have reached up to 55% in the year 2017, whereas the annualised returns are around 16.40% and 20.50% for three- and five-year investments. This depicts a notable track record of the scheme to beat the benchmarks irrespective of the market fluctuations.

On analysing the portfolio of the scheme, we can evaluate its potential to generate the expected returns. It has investments in the equity stocks and shares across the different market caps and sectors. To attain the objective, the fund manager of this scheme keeps on analysing the market and grab the best opportunity to make highest possible returns. The majority of the assets is being parked in the financial, engineering, construction, automobile, technology and service industries which are highly influential for attaining the desired returns. Moreover, the top holdings of this scheme include Bombay Burmah, Honeywell Automation, HDFC Bank, Indian Oil Corporation, Larsen & Toubro, and Kotak Mahindra Bank.

It is no wonder that Reliance Regular Saving Fund is one of the best performers in the diversified equity fund and investing in this plan shall help one in gaining the desired growth. If you have moderate risk appetite and wish to grow higher profits over a period of time, then you must buy this plan for your portfolio.

There are investment platforms like MySIPonline which provide the online investing services to the investors. Reliance Regular Savings Fund online investment can be made with them. If you want to experience convenient investments in mutual funds, you must avail their online services.

How is Tata Balanced Fund Beneficial for the Investors?

The balanced mutual funds have been around in India for nearly two decades, and Tata Balanced Fund is one of the oldest schemes in this category. It has been a consistent performer in the industry and has accomplished its objective over an extended period of time. As we know that balanced or hybrid schemes invest in both equities and debts on a simultaneous basis, this scheme tends to deliver exceptional returns to the investors for growth and stability. The investors having moderate risk appetite must opt for this fund due to several factors which altogether lead to generating higher returns.

With the primary objective of income distribution along with medium- to long-term capital gains while emphasising on the capital appreciation, the fund is intended to generate exceptional profits for the investors in order to help one in accomplishing one’s financial goals. Let’s understand the reasons for which Tata Balanced Fund Growth is considered to be one of the major schemes for the benefit of the investors.

The scheme has the majority of the investments in the equity stocks and shares which result in generating exceptional profits for the investors while providing higher growth.
The debt instruments in the portfolio of the scheme aim at furnishing the regular earning requirements of the fund to let them gain substantial income.
Tata Balanced Fund is a growth-oriented plan which is focused on accumulating wealth for the investors in order to provide riches to them.
The returns generated by the funds in the past few year have been appreciable with a view to enhancing their earnings.
It is ranked among the top-five balanced funds as per CRISIL rating for the quarter which ended in March 2017.
The absolute returns of the scheme in the past are on the positive trend irrespective of the market moves.
The annual returns of the plan for the three and five years of investments are 16.20 and 19 percent respectively.
It has been consistently outperforming the benchmarks and is offering exceptional profits for the investors for a long time.
The portfolio of this fund constitutes the majority of the investments in the equity assets, while the remaining has been parked in the debt funds. With this, it aims to deliver stable growth and earnings to the investors.
The equity asset allocation is being made in the financial, energy, construction, healthcare, automobile, and engineering sectors, which are among the high-yielding industries all across.
The top holdings include HDFC Bank, ICICI Bank, ITC, Power Grid Corporation, Reliance Industries, Yes Bank, and Larsen & Toubro.

So with the analysis of Tata Balanced Fund (G), you can evaluate that whether it is suitable for your requirements or not. Being a hybrid fund, it provides the benefit of both the worlds which is highly appreciating for almost every type of investor. If you wish to gain growth and regular profits at the same time, this plan is a must-have for you.

There are portals which provide online investment services as well, and you too can opt for buying Tata Balanced Fund online for more convenience. MySIPonline is one of the fastest growing portals providing online mutual fund investing, and you must get in touch with them to start your investments in this plan in the best way.

Attain High Capital Growth With UTI MidCap Fund

If the primary objective of your investment is capital appreciation and fetching high returns, the growth fund is the right choice for you because its motive is to attain hike in capital. The investor who is ready to win upon a high risk to achieve long-term growth in the capital with great returns should invest his/her money in the growth-oriented schemes. And, UTI MidCap Fund Growth Plan is among such schemes which yield great returns to the investors.

UTI MidCap Fund (G) - Key Features

It is one of the best-performing growth funds in India which has achieved the trust of its investors by providing them with fruitful returns. Being the first mutual fund company in India, UTI Mutual Fund has been proved to be one of the most promising AMCs and has gained trust from its investors. UTI Midcap fund invests in small & mid-cap companies which are either start-ups or are at their growing stage. The small-cap companies are those having a market cap of below Rs. 500 crore, while the mid-sized companies are the one having market capitalisation ranging from Rs. 500 to Rs. 10,000 crore. This fund mainly targets in appreciating the capital of the investors in the long-term. Let us have a quick view on the traits of UTI midcap fund (G).

Investment Objective and Scheme’s Details:

Launched in April 07, 2004, ‘UTI Midcap fund (G)’, is an open-ended equity mutual fund. The main aim of this mutual fund scheme is capital appreciation by investing primarily in mid-cap stocks. This fund fetches a healthy returns when the investment tenure attain a period of 3-5years, i.e., in the long run. It has the Assets Under Management (AUM) amounting to Rs. 3,375.48 crore as on 31st March 2017.

Holdings & Sector Allocation:

The UTI MidCap Scheme invests a greater part of the total assets in equity stocks of mid-cap companies. It has invested its capital in different sectors to obtain the maximum possible returns which include Automotive, Banking & Financial Services, Manufacturing, etc. The major holdings of UTI MidCap Fund are:

• M&M Financial
• Bharat Forge
• Escorts
• Container Corp
• Tata Chemicals 
• Power Finance

Asset Breakup:

The assets of UTI Mid Cap Plan have been divided into equity funds, debt funds and cash/call instruments. The major part of the investment is allocated into equities of the total invested capital, i.e., 97.29%. Moreover, 0.71% is allocated in the debt securities and the remaining part, i.e., 1.97% is invested in cash/call instruments.

Therefore, it can be concluded that the UTI MidCap Growth Fund’s performance ensures yielding of high returns as per the needs of investors. It is one of the best options available for long-term mutual fund investors who are seeking capital growth. So you must start your investment in this fund at the platforms like MySIPonline which allows easy investing.

Five Top Reasons to Invest in DSP BlackRock Mutual Fund

Are you wondering to start an investment in mutual funds? Do you want to go with the best asset management company? If yes, then here are some of the major reasons for investing in DSP Blackrock Mutual Fund to opt for your portfolio. Being one of the best-performing fund houses in India, DSP BR MF has various solutions that can help you find your way towards a successful investment. Let’s know the major reasons for investing in them.

1. Professional Management of Funds

The money that we invest in the mutual fund plans of DSP Blackrock is managed by the expert fund managers. They have keen experience and vast knowledge in their domain and designs the plan as per the market opportunities so as to grab the best returns and higher growth in capital. By investing your money in the best schemes of DSP Blackrock MF, you can assure financial stability and attain your financial goals.

2. Variety of Schemes

There are a large number of schemes which are being managed by DSP BR MF, which are being divided in different asset categories, viz., equity, debt and balanced mutual funds. One has the option to choose the schemes out of the variety of funds as per their requirements and investing goals, and attain the growth that they desire.

3. Built-in Diversification

The fund managers of DSP Mutual Fund formulate such strategies and mf plans which aim to minimise the risk exposure and enhance the rate of return. The funds of the investors are parked in different sectors and companies to avoid risk exposure to one industry. Furthermore, by diversifying the capital into different instruments such as equity and debts simultaneously, the schemes gain the benefits of both.

4. Transparency

The DSP BR Mutual Fund is a corporate entity, registered under the Indian statute, and works as per the guidelines of SEBI and AMFI from time to time. Accordingly, the funds are transparent enough and provide high security of the invested capital to ensure that your income is growing in the best possible manner.

5. Systematic Investments & Withdrawals

The schemes of DSP Mutual Fund provide the convenience of investing and redeeming the funds as per the requirements. The SIP (Systematic Investment Plan) and SWP (Systematic Withdrawal Plan) are the most beneficial tools to transact in the DSP BR MF. With SIP, one can invest a small amount of money in the funds on a regular basis, while with SWP, one can withdraw the money regularly from a fund to attain regular income.

Accordingly, the benefits of DSP Black Rock Mutual Fund as mentioned above are notable, and by investing in them, you can attain the same on your hard-earned money. So you must start investing now by availing the online services of investment platforms like MySIPonline which provide several solutions and tools to help you make easy investing.