Is Axis Mid Cap Fund a Right Buy for Wealth Creation?

We, at MySIPonline, find various investors who cannot decide upon the type of fund or the scheme they should buy for their portfolio. Yes, it is difficult indeed, and that is why we are willingly making every effort to sort out this concern. Wealth creation is one of the biggest goals of almost every investor and achieving the same requires a lot of efforts. The schemes like Axis Mid Cap Fund are often recommended to the investors who wish to create wealth in the long-term period, but is it really worthwhile to add this to the portfolio. Let’s explain you the same right here!

The mid-cap mutual funds have the special charm in all the categories of the equity class. The reason being is that it invests in the rising companies with superior management aim to deliver fascinating returns which help in creating wealth. Among the other equity funds like large-cap and small-cap funds, the mid-cap schemes are moderately risky due to which the returns generated are risk adjusted. Axis Mid Cap Fund holds inherent risk but is among the top performers in its category due to which it is highly recommended by the experts. Let’s take a view of its performance and the portfolio to understand its potential.

Performance Track of Axis Mid Cap Fund (G)
Being ranked among the top-five funds in Small & Mid Cap category by CRISIL, this fund holds a significant position among its peers in the market. The absolute as well as the annualised returns of the scheme prove its efficiency of yielding exceptional profits for wealth generation. The absolute returns for the past five years have been positive and reached up to 75.8% in the year 2014. The annualised returns of the scheme are outperforming the set benchmark and making many investors rich daily. This is evidenced by the returns of 9.3% and 20.1%, respectively for three- and five-year investments. Moving further towards the SIP returns of the scheme, we can evaluate that they have been exceptionally higher. If you would have started investing Rs.1000 per month three years back in 2015, you would have made a total investment worth of Rs.45,488 which is almost 23% on an average.

Portfolio Analysis of Axis Mid Cap Fund
Once we are sure that the asset allocation of the scheme is perfect, it becomes easier for us to select the fund for our investment goals. This mid-cap fund from Axis Mutual Fund holds a strong portfolio with the majority of the capital being invested in the equity and equity-related securities of the mid-cap companies. The sector allocation of the fund showcases majority of the capital investment in financial, automobile, chemicals, services, consumer durables, FMCG, and textiles. The top holdings of Axis Midcap Fund are Gruh Finance, Sundaram Finance, Page Industries, P&G Hygiene & Health Care, City Union Bank, and Supreme Industries, which have a superior management team and potential to grow extremely higher with the market rise.

So now you must have understood that Axis Mid Cap Fund holds a high-yielding portfolio and has the potential to create wealth over time. You too must buy this scheme for your portfolio to fulfil your goals successfully.

Tata Equity P/E Fund: Your Investment, Our Advice!

Mutual funds, nowadays, have been seeking the attention of almost every individual who is wary and deliberate about increasing his monetary worth in future. To do so, they rush to financial advisors and enquire about which is the best fund for making an investment. After seeing this scene in the picture, experts from MySIPonline would like to suggest that when thinking of investing in a fund, one must look for which fund category to invest in rather than hunting for the best fund. Because each category has its own advantages and disadvantages that can reflect on the portfolio, one must glean the right league. For example, whilst large-cap funds put a lock on the stability of a portfolio with low risks, small and mid-cap funds work on providing high potential returns on the investments given that one is willing to sail the boat encompassing high risk. And conglomerate of these types is known as the multicap fund. They are diversified funds yielding high returns and are moderately risky as compared to other funds. One of the top performing multicap funds provided by Tata Mutual Fund is Tata Equity P/E Fund. Let’s have an inside look at this fund.

What Is Tata Equity P/E Fund Regular plan?

It is an open-ended equity scheme with an objective of providing reasonable and regular capital appreciation on investments done over a longer period.  Minimum 70% investment is done in equity and equity-related securities. This fund works by identifying the companies having great potential and undervalued stocks i.e., those who have the present P/E ratio (ratio of the market price of a share to earnings per share) lesser than the benchmark and investing in them.

Essential Facts About the Fund: 

• The Tata Equity P/E Fund Regular Plan G was introduced on June 29, 2004 for the first time.
• The Tata Equity P/E Fund Growth NAV is Rs.139.41 as on February 12, 2018.
• Fund Manager of this fund is an experienced field expert, Mr. Sonam Udasi, who manages the fund’s performance. .
• Entry load is NIL and exit load of 1% is charged on redemption on or before expiry of 365 days.

Tata Equity P/E Fund Regular Plan’s Performance:

The benchmark which is used to compare the fund’s performance in the market is S&P BSE 500. The difference in percentage returns can be evaluated by the given table:

Since inception, the fund has given 21.76% return whereas scheme benchmark return is 15.52%. Also, from the table, it can be seen that the fund has given better returns than the benchmark.

Funds Allocation Towards Various Sectors:

Advantages of Investing in Tata Equity P/E Fund:

1. This fund is actively managed diversified open ended equity fund.
2. It predominantly invests in the companies that are undervalued and have less P/E ratio as compared to the S&P BSE benchmark, so that companies can provide higher returns as they grow in future, which is known as value investing.
3. Ideal for investors who can take moderate to high risks in order to gain good returns over a longer period of time.

MySIPonline administers the customers with the best guidance about investments. Whenever in doubt as for where to invest, how to invest, which type of fund to choose, how to evaluate risk factor etc., just visit our official site to connect with us and get solutions to all your problems.

Aditya Birla Sun Life Advantage Fund: Smart Planning for Secured Future

We Indians have always been a step ahead in planning any kind of event or process of life. Even when it’s about starting a family, everything from start to end is planned. But what happens when a child is born in the family. Big Plans are contrived for child’s future like his higher education in abroad, marriage, congregating the fund for future business plans, etc. For this, they follow up traditional approach of buying insurance policies, opening savings and fixed deposits accounts in banks, etc. Are these methods of achieving handsome savings enough to meet the future goals when inflation is growing at an equal rate? No! Just savings won’t help; one needs to take wise and canny step by choosing to invest in mutual funds. Well, Aditya Birla Sun Life Mutual Fund has made your work easy by bringing one of the eminent funds from its knapsack i.e., Aditya Birla Sun Life Advantage Fund. Aditya Birla AMC, established in 1994, is a joint venture between Aditya Birla Capital Limited and Sun Life (India) AMC Investments Inc.

Let us have a look at the fund’s foundations.

Get Acquainted with the Fundamentals of Aditya Birla Sun Life Advantage Fund Growth: 

This is an open-ended growth multi-cap scheme with an objective of long-term capital growth with moderate risks having a highly diversified research-based approach.

Fund Facts:

• It was lofted in the market on February 23, 1995 for the first time. 
• Aditya Birla Sun Life Advantage Fund G has the current NAV of 420.02 as on February 12, 2018.
• The Benchmark that is used to compare growth is S&P BSE 200.
• Fund is managed by Mr. Satyabrata Mohanty, who is a professional expert having an experience of more than 15 years.
• Risk factor works fine for those who can bear moderately high risk which is lower than the small and mid-cap but higher than the large-cap companies.
• No entry load for the fund but exit load of 1% on redemption before 365 days is charged.

Comparing the Performance of the Fund with the Benchmark:

Fund’s Top Holdings:

 Delving into the Advantages of Investing in Aditya Birla Sun Life Advantage Fund Growth:

• Flexibility: In spite of investing in just one category of companies, investors get the advantage of investing in any cap-sized company to cater growth and lower down risks.
• Risk Mitigation: Because of high diversification, risk is lowered down in an easier way during the volatile situations.
• Returns: Experts invest in high potential companies to cater high returns.

We hope this article will help you plan your future smartly and let you choose the best among the rest. Seeking expert’s advice is always a cherry on the cake. So, whenever you need any assistance regarding financial planning, visit MySIPonline, talk to our advisors and get the best support. We will be more than delighted to help you.

Know How ICICI Value Discovery Fund Generate Wealth

Wealth generation is the most amazing thing that we all desire. Everyone wishes to be extremely rich to enjoy all the amenities of life to the fullest but only a few of us reach that goal. Investments play a pivotal role in making our dreams come true and we are often recommended to plan a better investment for achieving what we desire. But have you tried that? Have you looked out for some high-yielding investment strategies to help you achieve your goals? Many of us have not, and if you too are among those, then here we have provided you with the detailed description of one of the best mutual funds, i.e., ICICI Value Discovery Fund.

It is of prime importance to have knowledge of various investment schemes that you have in the market for the purpose of making an apt choice. We, at MySIPonline, are intending to provide you with such information that helps you plan your investments in the best possible manner. On being asked frequently about this value discovery scheme of ICICI Mutual Fund, our team made detailed research of the same and have come to know that it is among the best equity schemes to invest for the purpose of long-term capital appreciation. Let’s explain the same here -

The Performance Track of ICICI Value Discovery 
The scheme is ranked among the top-five diversified equity funds in India as per CRISIL rating for the quarter ended in December 2017 which shows its market reputation in comparison with its peers. It has yielded positive absolute annual returns which have reached up to 72.5% in the year 2014 and were 23.4% in the past year 2017. Moving further towards the annualised returns of the scheme, we can evaluate that it has been beating its benchmark for a long time with a great margin. The best returns offered by the scheme are for a period of at least five years and hence it is best suited for long-term investment purposes.

Asset Allocation of ICICI Value Discovery Fund (G)
With equity investment of around 94% of the total invested capital and the remaining balance in the debt instruments, this scheme holds a perfectly balanced portfolio to yield high growth. Majority of the capital is being invested in the stocks of companies falling in the financial, technology, energy, healthcare, construction, and automobile sectors. The top holdings include Sun Pharmaceuticals, Larsen & Toubro, Wipro, HDFC Bank, NTPC, Infosys, Mahindra & Mahindra, and State Bank of India, which are among the top companies in India having high-growth potential and capacity to generate the desired yields. This ensures that the fund is capacitated to generate growth and returns which will help one in appreciating the capital.

Investment Objectives of ICICI Value Discovery Fund
It is an open-ended diversified equity fund having an objective of providing capital growth by investing primarily in the well-diversified portfolio of companies which are accumulated at a discounted price. With this, the scheme has made a big shot of investment in high-growth entities by purchasing the stocks at a small price only. The risk appetite of the fund is moderate and hence it is for moderately risk-averse investors having an aim of appreciating capital in the long run.

So if you are willing to make a worthwhile investment for a long term of at least five years in order to appreciate your capital, then ICICI Prudential Value Discovery Fund is an apt one for you. Start investing in the scheme using the SIP route via MySIPonline to avail maximum convenience of investing online at just no price. 

HDFC Balanced Fund – Offering Benefits of Both the Worlds

The smart investors rely on the equity-oriented balanced funds as they know the benefits generated by them. HDFC Balanced Fund is one such equity-oriented plan which is aimed to providing the benefits of both the worlds. The equity investments in this fund provide the tax efficiency on the one side and the ability to offer the inflation-adjusted returns. Being a fully diversified fund, this balanced fund provides a high degree of risk management, and thus safeguards the invested capital. Here in this write-up, we will let you know the benefits of both the worlds offered by this HDFC Balanced Fund G which will let you attain the not only financial stability but also capital appreciation.

The Equity Investments in the HDFC Balanced Growth Fund

The scheme holds a tremendous high-yielding portfolio with the stocks and shares of various companies which intend to generate wealth-building opportunities. With the majority of the funds in the equity and related instruments, this fund aims to provide the benefit of making the most of the bull market. The major capital is being invested in the companies falling in the financial, FMCG, technology, automobile, energy, and construction. The top holdings of the scheme are HDFC Bank, Infosys, HDFC, ITC, Larsen & Toubro, ICICI Bank, and Aurobindo Pharma. These all are among the top corporate houses in their respective industries and offer the greatest opportunity of providing capital appreciation.

The Debt Investments in HDFC Balanced Fund (G)

Being a hybrid fund, the scheme holds a considerable quantity of debt investments as well. Almost 30.7% of the total pooled capital is being invested in the debt and money market instruments in order to maintain a balance as well as return stability. With a high-interest rate sensitivity and higher credit quality, the debt investments in this HDFC Mutual Fund are highly appreciable to yield regular income. Majority of the debt assets which are held by this scheme are SOV, AAA, Cash Equivalent, and AA rated which show the credibility of the fund.

HDFC Balanced Fund – Performance Graph

This fund holds the “First” position in the balanced fund category as per the CRISIL rating for the quarter ended in December 2017. The absolute annual returns of the scheme are exceptionally well in the past six years having a record of yielding 51% absolute annual returns in 2014, and 27.1% in the year 2017 which are much greater than the peers and the benchmark. Moving further, the annualised returns of the scheme have also proved its efficiency with a record of 11.8% and 18.8%, respectively for three and five years. The peer comparison showcases a proficient position of this HDFC scheme, thus making it a top ranker.

Hence, HDFC Balanced Fund (G) is absolutely a perfect buy for those investors who are willing to enhance their capital worth, gain tax efficiency, and earn regular income to maintain financial stability. So, if you are among those investors, then you must not delay your investment and start investing now.

We, at MySIPonline, are ready to provide you with the best investment services to make a right buy of mutual funds online. If you need any assistance and require a platform to buy HDFC Balanced Fund online in India, then you must get associated with us right away to feel the difference.

Build a Winning Portfolio by Adding Reliance Small Cap Fund to Your Cart

With more than 2000 primary schemes ready to serve to the investors, the mutual fund industry is growing big every minute, as we speak. Now, it might intrigue you that this industry is expanding with full force which ultimately means a goldmine of opportunities, but unfortunately, this is not the case, not with every scheme that you choose. Thus, “Choosing the best and leaving the rest” shall be your motto if you are willing to join the league of smart investors, and you can get a jump start by investing in Reliance Small Cap Fund through SIP, using the impeccable online services of MySIPonline. The process is simple, safe and hassle-free, where you don’t need to suffer the pain of paper formalities. And, where you’ll find superb tips on how to make a wise financial plan with the help of daily blogs posted on this website. But before you become all perky and immediately jump on the page of MySIPonline, let’s pay some attention to this beautiful write-up that has been written with a lot of hard work and research. So, brace yourself as we are going to unearth some more information on Reliance Small Cap, and see whether it’s worthy enough to catch your attention.

Reliance Small Cap Fund (Growth) – The Inside Story  

Whether you are someone who’s always tuned in to the latest market news, or someone who occasionally pays attention when he’s got nothing better to do with his time, you must have heard about Reliance Mutual Fund since it’s one of the biggest and most trusted brands in the Indian money market. Thus, there’s a strong goodwill and sense of faith associated with every product that this brand releases and out of which, Reliance SmallCap is one of the most favourite releases of this AMC. 

It is a customer-centric scheme which is engineered to perform well even in the most turbulent conditions in the market, and is carefully handled by some of the brightest minds in the financial market game. With the top holders of this fund being some of the most successful companies across different sectors further makes it a promising investment course. Further, the fund is devised in a way that it primarily works towards the direction of generating abundant capital in the long run for the investors by investing in equity and related instruments of the small companies, and generating consistent returns through a reasonable allocation of funds in debt and money market instruments. 

Reliance Small Cap Fund – The Essential Data Chart   

As discussed earlier, this fund is backed by holdings of some of the top players across different industries, a brief account of which has been given below: -

As evident from the above data chart, Reliance Small Cap Growth Fund Investment has a fair allocation of assets towards some of the good performing industries in the current scenario. Thus, if the stocks comprised in a fund belong to strong industry sectors, it is obvious that the fund will reap good returns for the investors and they will not have to undergo the trouble of cash crunch during the market correction.  

Whether you are an old player in the market or have just started learning the tricks, for the moment, it doesn’t matter, as the market is a menacing maze of corridors and one wrong move can get you trapped and it isn’t easy to find your way out to home. Hence, to play safe, it is strongly recommended that you stick to a reliable investment plan such as Reliance Small Cap Fund, where your money will breathe safely. Check out MySIPonline today, in order to unravel the nitty-gritty of this scheme.   

Make Your Life More Prosperous by Investing in IDBI Mutual Fund

We all work hard to earn as much money as we can, so as to live a comfortable life. But no matter how much efforts we put in, some things take their own time to get executed irrespective of the thrust employed. If we talk about investing in mutual funds, there are certain options which can yield high wealth for you in considerably shorter period of time as compared to normal investment avenues. IDBI Mutual Fund is one of the best fund houses to invest with as it encompasses some of the most rewarding schemes in the industry. As you’d read further, you’ll get to know more about this AMC and what it has got to offer its customers.

An Overview

Needless to speak, IDBI Mutual Fund is one of the most favoured brand of asset management in India, owing to the fact that it is an integral arm of the renowned IDBI Bank, a Government run public sector bank. The fund house came into existence on 25th January, 2010, registered under the Companies Act, 1956. Though this AMC has been quite new to the market in comparison to its peers, but due its strong management principles and comprehensive market analysis, it has always been able to come up with prominent mutual fund products that have performed extremely well under every phase of the market.

Benefits Associated with Investing in IDBI Mutual Funds 

• Risk-adjusted portfolios that are geared towards the direction of wealth creation over the long-term period.
• A no-nonsense policy is followed by this AMC that involves looking forward for opportunities that can actually be materialised, and are not simply based on pure optimism. 
• A robust team of financial gurus watching over the market movements and synchronising the products accordingly, to make them more efficient in wealth building.  
• Tailor-made investment products for different individuals, thus catering to their discreet needs.

Products offered by IDBI Mutual Fund

1.  Equity Funds

Under these schemes, your funds are basically invested in stock markets. Apart from their original name, they are also referred to as growth plans since they hold different options to build wealth over the long-term or short-term period, as the case may be. The following are some of the equity plans that are offered by IDBI Mutual Fund, all of which can be found on MySIPonline:

• IDBI Midcap Fund
• IDBI India Top 100 Equity Fund
• IDBI Diversified Equity Fund
• IDBI Nifty Index Fund

2.  Debt Funds

Primarily built for risk averse investors, these funds bear the strategy of investing in bonds (both corporate and government), floating rate debt securities and money market securities, and are the best option for creating wealth over a modest time period. Some of the debt funds offered by IDBI MF are mentioned below:

• IDBI Corporate Debt Opportunities Fund
• IDBI Short Term Bond Fund
• IDBI Gilt Fund
• IDBI Dynamic Bond Fund

3.  Gold Funds

As the name suggests, these schemes mainly place the investors’ money in the stocks of corporates which are engaged in the business of extracting, mining, and prospecting gold. There are only two funds in this category which IDBI MF offers: - 

• IDBI Gold Exchange Traded Fund
• IDBI Gold Fund

4.  Balanced Funds

These schemes are a mixed pool of both equity and debt funds, and are also known as hybrid funds. Under this category, the equity portion holds a much larger stake in comparison to debt, which is at least kept 65% in every case, and the balance is bagged by debt funds. There is only one fund of this category held by IDBI Mutual Fund: - 

• IDBI Prudence Fund 

Thus, making online investments in IDBI Mutual Fund schemes will certainly add value to your life. You can invest in the best schemes of this fund house through MySIPonline, conveniently.